DIB Credit Cards

Dubai Islamic Bank offers a wide range of credit cards such as lifestyle, travel, and rewards credit cards to meet the diversified needs of its customers.  The Dubai Islamic Credit Cards offer incredible benefits ranging from discounted fares on tickets of the world renowned Emirates airline to promotions on dining, luxury shopping and much more. In short, the Emirates credit card owner can truly enjoy a rewarding experience.

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Emirates NBD Credit Card(ENBD)
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Consumer Cashback Reward Card

 

Minimum Salary – AED 8000

Annual Membership Fee – First year free*

Features & Benefits
  • Up to 30% discount on dining across the restaurant in UAE
  • 3% cashback on daily spends
  • 3% cashback on salik/nol recharge
  • 3% cashback on etisalat & Du bill payments
  • 3% cashback on fuel & utility bills
  • 3% cashback on school fee
  • Balance Transfer Facility
  • Complementary roadside assistance
  • Complementary supplementary card
  • Easy Payment Plan: The cardholder can enjoy an Easy Payment Plan for transactions of AED 1,000 and above, with options available for up to 48 months.
  • No-Interest Period: This DIB card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the due date of the payment.
  • Complimentary 24×7 Roadside Assistance: The cardholder can avail complimentary roadside assistance
  • Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, and Double Secure.
dib platinum card- bankbychoice
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Consumer Cashback Platinum Card

 

Minimum Salary – AED 15000

Annual Membership Fee – First year free

Features & Benefits
  • 4% cashback on daily spends
  • 4% cashback on salik/nol recharge
  • 4% cashback on etisalat & Du bill
  • 4% cashback on school fee
  • Balance Transfer Facility
  • Complementary roadside assistance
  • Complementary supplementary card
  • Purchase protection & Extended Warranty*
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount at 2,00+ restaurants in the UAE.
  • Monthly Cashback Rewards: Cashback automatically credited every month to your credit card
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat bills online.
  • No-Interest Period: This DIB card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Easy Payment Plan: The cardholder can enjoy an Easy Payment Plan for transactions of AED 1,000 and above, with options available for up to 48 months.
  • Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, and online access.
emirtates skywards DIB card
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Emirates Skywards DIB Infinite Card

 

Minimum Salary – AED 20000

Annual Membership Fee – 2500 (first year*)

Features & Benefits
  • Bonus Miles Program: This DIB credit card enable its card members to earn rewards points in the form of Skywards miles on their each spend. However, the cardholder can earn miles on the following categories:
  • 2 Miles* on Emirates Spends
  • 1.5 Miles (International Non EEA** Spends)
  • Up to 1 Mile (Local Spends)
  • 0.3 Miles (government, supermarkets, utilities, insurance, automobiles, education, fuel, real estate and telecom)
  • Luxury Hotel Privileges: Exclusive member privileges at over 900 luxury hotels worldwide*
  • Airport Lounge: Unlimited Complimentary Airport lounge access for cardholder and accompanying guest
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,00+  restaurants in the UAE.
  • Easy Payment Plan(Emirates): Easy Payment Plan (EPP) with Emirates – 0% EPP on Emirates tickets purchased via emirates.com
  • Discounted Offer on Travel: Up to 10% cashback on Booking.com (Until 31st Dec’23)
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat bills online.
  • Valet Parking: Complimentary Valet Parking – 4 times per month
  • Medical Cover: Unlimited access to Emirates Towers Health Club
  • No-Interest Period: This DIB credit card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance.
  • Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, and online access.
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Emirates Skywards DIB Signature Card

 

Minimum Salary – AED 15000

Annual Membership Fee – AED 1500

Features & Benefits
  • Bonus Miles Program: This DIB credit card enable its card members to earn rewards points in the form of Skywards miles on their each spend. However, the cardholder can earn miles on the following categories:
  • 1.5 Miles* on Emirates Spends
  • 1 Miles (International Non EEA** Spends)
  • 0.75 Mile on Local Spends
  • 0.2 Miles (government, supermarkets, utilities, insurance, automobiles, education, fuel, real estate and telecom)
  • Balance transfer facility
  • Luxury Hotel Privileges: Exclusive member privileges at over 900 luxury hotels worldwide*
  • Airport Lounge: Unlimited Complimentary Airport lounge access for cardholder (8 times/year)
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,00+  restaurants in the UAE.
  • Easy Payment Plan(Emirates): Easy Payment Plan (EPP) with Emirates – 0% EPP on Emirates tickets purchased via emirates.com
  • Easy Payment Plan: Easy Payment Plan for transactions of AED 1,000 and above for up to 48 months
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat bills online.
  • Valet Parking: Complimentary Valet Parking – 3 times per month
  • No-Interest Period: This DIB credit card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance.
  • Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, and online access.
dib skywards platinum card
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Emirates Skywards DIB Platinum Card

 

Minimum Salary – AED 8000

Annual Membership Fee – AED 500

Features & Benefits
  • Skywards Miles Reward Program: The primary Emirates NBD Skywards credit card member can earn an incredible amount of Skywards Miles on their everyday spends. The accumulated Skywards Miles can further be redeemed for availing wide range of rewards including flights with flydubai, Emirates, and other partnered airlines, upgrades on all Emirates domestic and international flights, shopping, hotel accommodation, and excursions. Moreover, the Emirates Skywards credit card members can earn:0.75 Skywards Miles per USD 1 spent on domestic retail purchases.
  • 1 Skywards Mile per USD 1 spent on international retail purchases.
  • 1.5 Skywards Miles per USD 1 spent on the Flydubai and Emirates spends.
  • 1.5 Skywards Miles per USD 1 spent on car booking apps, duty free, and online food delivery spends.
  • Welcome Offer: The cardholder can earn 15000 Skywards Miles on joining fee payment, 15000 Skywards Miles upon spending minimum US$ 10,000 within the initial 3 billing statements, and 10000 Skywards Miles upon making a minimum spending of US$ 3750 on Emirates or at any Emirates Sales office across the UAE within the initial 12 billing statements.
  • Free Airport Lounge Access: The primary Emirates NBD Skywards credit card member can avail unlimited free access to 1000+ airports lounges via LoungeKey around the globe.
  • Free 2-for-1 Deals with Entertainer: Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app.
  • Concierge Desk Services: The cardholder can avail the following concierge services:Up to 2 airport drops per year in the UAE.
  • Visit visa submissions at Dubai and Abu Dhabi airports 4 times a year.
  • Pick-up and delivery for car servicing and registrations in Dubai, & Abu Dhabi once a year.
  • Local courier facilities within the UAE up to 6 times a year.
  • Free Valet Parking: The cardholder can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
  • Golf Benefits: The Emirates NBD card member can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Club and more. This service can be availed twice a month.
  • Visa BenefitsCard members can avail airport dining discount at over 200 restaurants across the world.
  • The cardholder can enjoy medical & travel assistance.
  • Card members can avail a maximum discount of 35% on standard rates and a maximum discount of 30% on international leisure rates with AVIS.
  • The card member can avail a discount of 15% on booking 2 nights at the participating Fairmont hotels.
  • Cardholders can enjoy a discount of 12% at the listed Agoda properties.
  • Card members can enjoy customer assistance services globally as well as concierge digital services.
  • Members of this credit card can also enjoy BOGO offers through THE Entertainer at selected merchant partners in several countries.
  • Cardholders can also enjoy several benefits through the bicester village shopping collection.
  • Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
  • Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount at 2,000+ Bon App�tit restaurants in the UAE.
  • Easy Monthly Installments: The cardholder can use this Emirates NBD credit card to convert any purchase into a monthly installment plan at low-interest rates and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Skywards Signature credit card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
  • Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, and DoubleSecure.
  • Insurance Benefits: Cardholders can avail extra complimentary privileges such as purchase protection, extended warranty, protect plus insurance, multi-trip insurance, and fraudulent card misuse protection.
dib-infinite-card
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Prime Infinite Card

 

Minimum Salary – AED 20000

Annual Membership Fee – Free For Life

Features & Benefits
  • Marriott Bonvoy Points Reward Program: The primary card member can earn an incredible amount of Marriott Bonvoy Points upon making purchases using this card. The accumulated reward points can further be redeemed for free flights at over 7000 hotels globally, travel & leisure, car rentals and airlines, shopping, and VIP access to Marriott Bonvoy Moments. Moreover, the Emirates Skywards credit card members can earn:3 Marriott Bonvoy Points per USD 1 spent on foreign spends.
  • 3 Marriott Bonvoy Points per USD 1 spent on all other spends.
  • 6 Marriott Bonvoy Points per USD 1 spent at hotel participating in Marriott Bonvoy.
  • Welcome Offer: The cardholder can earn 75000 bonus points as a joining bonus which will be automatically credited to cardholder’s Marriott Bonvoy account upon the card’s activation and the successful payment of the joining fees. Additionally, they can earn 75000 bonus points on cumulative retail spends of USD 10,000 in the initial 3 billing statements.
  • Marriott Bonvoy Gold Elite: As a member of this Emirates NBD credit card, one can enjoy Marriott Bonvoy Gold Elite Status & extras like:Free enhanced in-room internet access facility
  • 25% bonus points on hotel stays
  • Member rates
  • Mobile check-in and other mobiles facilities and services
  • Ultimate reservation guarantee
  • Elite welcome gift of points
  • 2pm late checkout
  • Dedicated elite reservation line
  • Amazon Prime Membership: Card members can enjoy a full-year of Amazon Prime membership. Additionally, they can avail free and next-day delivery along with several Prime benefits.
  • Free Airport Lounge Access: The primary card members can avail unlimited free access to 900+ airports lounges in over 450 cities in 135+ countries.
  • Concierge Desk Services: The cardholder can avail the following concierge services:Up to 4 airport drops per year in the UAE.
  • Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
  • Pick-up and delivery for car servicing & registrations in Dubai, & Abu Dhabi once a year.
  • Local courier facilities within the UAE up to 12 times a year.
  • Golf Benefits: Cardholders can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Cluband more. This service can be availed twice a month.
  • MasterCard Benefits: Card members can enjoy the following Mastercard benefits:Free Hertz Gold Plus Rewards 5-Star Membership
  • A maximum of 25% discount on Avis Car rental, a free upgrade with every rental globally, and 10% discount on premium chauffeur drive services.
  • 10% discounts on Luxury service apartments in various countries.
  • European shopping village exciting offers
  • MYUS premium shipping benefits
  • 20% discount on three Careem rides each month.
  • Complimentary travel inconvenience insurance
  • Complimentary travel medical insurance
  • Travel Insurance confirmation letter
  • Mastercard global emergency services
  • A discount of 8% can be availed by making a hotel booking through hotels.com.
  • Farfetch discounted offers.
  • MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCardbuy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
  • Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
  • Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
  • Easy Monthly Installments: The cardholder can use Emirates NBD credit card to convert any purchase into a monthly installment plan at 0% interest rate for tenure of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Marriott Bonvoy World Mastercard Credit Card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year. 
  • Security & Insurance Benefits: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, protect plus insurance, and DoubleSecure. 
dib-prime-signature-cardx
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Prime Signature Card

 

Minimum Salary – AED 15000

Annual Membership Fee – Free For Life

Features & Benefits
  • Marriott Bonvoy Points Reward Program: The primary card member can earn an incredible amount of Marriott Bonvoy Points upon making purchases using this card. The accumulated reward points can further be redeemed for free flights at over 7000 hotels globally, travel & leisure, car rentals and airlines, shopping, and VIP access to Marriott Bonvoy Moments. Moreover, the Emirates Skywards credit card members can earn:3 Marriott Bonvoy Points per USD 1 spent on foreign spends.
  • 3 Marriott Bonvoy Points per USD 1 spent on all other spends.
  • 6 Marriott Bonvoy Points per USD 1 spent at hotel participating in Marriott Bonvoy.
  • Welcome Offer: The cardholder can earn 75000 bonus points as a joining bonus which will be automatically credited to cardholder’s Marriott Bonvoy account upon the card’s activation and the successful payment of the joining fees. Additionally, they can earn 75000 bonus points on cumulative retail spends of USD 10,000 in the initial 3 billing statements.
  • Marriott Bonvoy Gold Elite: As a member of this Emirates NBD credit card, one can enjoy Marriott Bonvoy Gold Elite Status & extras like:Free enhanced in-room internet access facility
  • 25% bonus points on hotel stays
  • Member rates
  • Mobile check-in and other mobiles facilities and services
  • Ultimate reservation guarantee
  • Elite welcome gift of points
  • 2pm late checkout
  • Dedicated elite reservation line
  • Amazon Prime Membership: Card members can enjoy a full-year of Amazon Prime membership. Additionally, they can avail free and next-day delivery along with several Prime benefits.
  • Free Airport Lounge Access: The primary card members can avail unlimited free access to 900+ airports lounges in over 450 cities in 135+ countries.
  • Concierge Desk Services: The cardholder can avail the following concierge services:Up to 4 airport drops per year in the UAE.
  • Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
  • Pick-up and delivery for car servicing & registrations in Dubai, & Abu Dhabi once a year.
  • Local courier facilities within the UAE up to 12 times a year.
  • Golf Benefits: Cardholders can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Cluband more. This service can be availed twice a month.
  • MasterCard Benefits: Card members can enjoy the following Mastercard benefits:Free Hertz Gold Plus Rewards 5-Star Membership
  • A maximum of 25% discount on Avis Car rental, a free upgrade with every rental globally, and 10% discount on premium chauffeur drive services.
  • 10% discounts on Luxury service apartments in various countries.
  • European shopping village exciting offers
  • MYUS premium shipping benefits
  • 20% discount on three Careem rides each month.
  • Complimentary travel inconvenience insurance
  • Complimentary travel medical insurance
  • Travel Insurance confirmation letter
  • Mastercard global emergency services
  • A discount of 8% can be availed by making a hotel booking through hotels.com.
  • Farfetch discounted offers.
  • MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCardbuy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
  • Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
  • Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
  • Easy Monthly Installments: The cardholder can use Emirates NBD credit card to convert any purchase into a monthly installment plan at 0% interest rate for tenure of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Marriott Bonvoy World Mastercard Credit Card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year. 
  • Security & Insurance Benefits: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, protect plus insurance, and DoubleSecure. 
dib-prime-platinum-card
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Prime Platinum Card

 

Minimum Salary – AED 8000

Annual Membership Fee – Free For Life

Features & Benefits
  • Marriott Bonvoy Points Reward Program: The primary card member can earn an incredible amount of Marriott Bonvoy Points upon making purchases using this card. The accumulated reward points can further be redeemed for free flights at over 7000 hotels globally, travel & leisure, car rentals and airlines, shopping, and VIP access to Marriott Bonvoy Moments. Moreover, the Emirates Skywards credit card members can earn:3 Marriott Bonvoy Points per USD 1 spent on foreign spends.
  • 3 Marriott Bonvoy Points per USD 1 spent on all other spends.
  • 6 Marriott Bonvoy Points per USD 1 spent at hotel participating in Marriott Bonvoy.
  • Welcome Offer: The cardholder can earn 75000 bonus points as a joining bonus which will be automatically credited to cardholder’s Marriott Bonvoy account upon the card’s activation and the successful payment of the joining fees. Additionally, they can earn 75000 bonus points on cumulative retail spends of USD 10,000 in the initial 3 billing statements.
  • Marriott Bonvoy Gold Elite: As a member of this Emirates NBD credit card, one can enjoy Marriott Bonvoy Gold Elite Status & extras like:Free enhanced in-room internet access facility
  • 25% bonus points on hotel stays
  • Member rates
  • Mobile check-in and other mobiles facilities and services
  • Ultimate reservation guarantee
  • Elite welcome gift of points
  • 2pm late checkout
  • Dedicated elite reservation line
  • Amazon Prime Membership: Card members can enjoy a full-year of Amazon Prime membership. Additionally, they can avail free and next-day delivery along with several Prime benefits.
  • Free Airport Lounge Access: The primary card members can avail unlimited free access to 900+ airports lounges in over 450 cities in 135+ countries.
  • Concierge Desk Services: The cardholder can avail the following concierge services:Up to 4 airport drops per year in the UAE.
  • Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
  • Pick-up and delivery for car servicing & registrations in Dubai, & Abu Dhabi once a year.
  • Local courier facilities within the UAE up to 12 times a year.
  • Golf Benefits: Cardholders can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Cluband more. This service can be availed twice a month.
  • MasterCard Benefits: Card members can enjoy the following Mastercard benefits:Free Hertz Gold Plus Rewards 5-Star Membership
  • A maximum of 25% discount on Avis Car rental, a free upgrade with every rental globally, and 10% discount on premium chauffeur drive services.
  • 10% discounts on Luxury service apartments in various countries.
  • European shopping village exciting offers
  • MYUS premium shipping benefits
  • 20% discount on three Careem rides each month.
  • Complimentary travel inconvenience insurance
  • Complimentary travel medical insurance
  • Travel Insurance confirmation letter
  • Mastercard global emergency services
  • A discount of 8% can be availed by making a hotel booking through hotels.com.
  • Farfetch discounted offers.
  • MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCardbuy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
  • Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
  • Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
  • Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
  • Easy Monthly Installments: The cardholder can use Emirates NBD credit card to convert any purchase into a monthly installment plan at 0% interest rate for tenure of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Marriott Bonvoy World Mastercard Credit Card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year. 
  • Security & Insurance Benefits: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, protect plus insurance, and DoubleSecure. 

Key Features of DIB Credit Cards 

The DIB credit card allows customers to take advantage of top-of-the-line benefits. Here are just a few of the outstanding benefits of the DIB credit card:

1. No-Touch Payment – Nearly every DIB credit card has this feature, which is also known as contactless payment. It allows for speedy and secure payments while also preserving the card’s magnetic strip from wear and tear.

2. SMS Alerts – All DIB credit cards come with this security feature. Cardholders receive SMS alerts for every transaction made on their ENBD credit card, allowing them to quickly detect any fraudulent use.

3. 24/7 Support – The customer service representatives at DIB credit cards are well regarded. Support is provided 24 hours a day, 365 days a year, and may be accessed via online live chats as well as phone/text.

4. Online Banking – Cardholders can check their ENDB credit card account statement, execute online purchases, and even seek an increase in credit limit from anywhere using a sophisticated and extremely accessible online banking tool.

5. Installment Plans – Almost all DIB credit cards include an easy installment plan as an option. This gives the cardholder more spending power by transforming any major transaction into easy-to-pay monthly instalments at participating merchants for tenors of up to 12 months at 0% interest.

6. On-the-Spot Cash – All DIB credit cards provide cardholders with quick cash equivalent to 50% of their credit limit, which may be withdrawn from any ATM worldwide.

7. Protect Plus Insurance – It protects DIB credit card members in the event that they are unable to pay down their outstanding balance due to unforeseen circumstances. It pays out in the event of job loss, death, permanent disability, or terminal illness.

8. Purchase Protection – Some DIB credit cards include purchase protection in the event of damage, loss, or theft of new purchases. Purchase protection, which is available for purchases above USD 100, reimburses or replaces any stolen, lost, or damaged qualified item purchased with the DIB credit card.

Benefits of DIB Credit Card  

DIB credit cards offer a wide range of benefits, some of which are listed below:

1. Supplementary Cards – Members of the DIB credit card can apply for supplemental cards for their qualified family members with ease. Not only do these cards have a set spending limit, but every purchase made with the supplementary ENBD credit card earns the primary cardholder loyalty points.

2. Flight Benefits – Emirates Skywards credit card is the perfect example of a card with flight benefits. The credit card enables the cardholder to accumulate Skywards Miles by making purchases with the card. In addition, the card also enables the cardholder access to hundreds of premium airport lounges all over the world, regardless of ticket and class.

3. Travel Advantages – From complimentary hotel stays and room upgrades to discounts on gourmet meals and travel insurance, the travel range of DIB credit cards offers fantastic benefits to the cardholder with active and adventurous lifestyles.

4. Roadside Assistance –  One of the best DIB credit card benefits is roadside assistance. The services include changing flat tyres, battery boosting, fuel delivery, and towing.

5. Complimentary Valet Parking – YAS Mall, Khalidiya Mall, Ferrari World, and Yas Waterworld are just a few of the prominent shopping malls in the UAE where DIB credit cards give a maximum of four free valet parking services per month.

6. Salik Auto Top-Up – All the DIB Credit Cards includes the option of setting up automated Salik recharge through online banking or mobile as soon as the balance reduces. The DIB credit card limit is used up to the extent of top-up amount.

Eligibility for Dubai Islamic Credit Card  

The cardholder can enjoy many DIB credit card benefits and offers, provided that they meet the eligibility criteria mentioned below:

1. Age – All DIB credit cards come with a minimum age requirement of 18 years. The applicants below the age of 18 years can apply for an DIB credit card via a joint application, with a legal guardian as co-signer.

2. Employment – When applying for an DIB credit card, the applicant needs to provide salary statements for three months. The self-employed applicant applying for the DIB card needs to provide their trade license.

3. Minimum Monthly Salary – As mentioned before, every Emirates credit card comes with a minimum monthly salary requirement. The better the DIB credit card offers are, the higher the required minimum monthly salary will be.

4. UAE Residency – The applicant applying for an DIB credit card is required to be a resident of the UAE. He/she will be asked to provide valid ID and residency proof.

5. Credit History – Poor credit history can reduce the chances of the DIB credit card application approved. In order to maintain a good credit history, the applicant needs to ensure that they pay their dues on time.

Document Required to Apply for DIB Credit Card  

The ENBD credit card can be applied for either in person at an DIB branch or online by filling out an application form. The online application process is straightforward and fast. It can be performed in a couple of minutes if you have the necessary paperwork. The following are the documents that must be submitted in order to apply for an DIB credit card:

1. Original and a copy of Emirates ID (for UAE nationals).
2. Original passport and copy.
3. Latest salary certificate.
4. Original bank statement (or mini ATM statement) for 3 latest months.
5. A security cheque.
6. For corporate DIB credit card, the organization will have to present their original Trade License.

To apply for credit card online: –

Please fill in the below fields:

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