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Benefits Of Having a Car Insurance In UAE

The response is simple: in the UAE, car insurance is compulsory by law. In the United Arab Emirates, driving without valid car insurance is illegal. The car insurance policy compensates a third party in the event of death or physical harm, as well as any damage to its vehicle.

Benefits Of Car Insurance In UAE

Third-party insurance is a form of auto insurance that covers not only you but also other persons or family members who might be riding in or driving your car. Terrorist attacks, burglary, riots, earthquakes, cyclones, hurricanes, and other man-made or natural calamities are all covered by comprehensive car insurance in UAE. In addition to claims/damages by third parties. Car insurance can be perplexing and difficult to comprehend at times. There are some rules to follow. When selecting a policy, auto insurance customers should keep this in mind. When you’re in a crisis, auto insurance can be a lifesaver. It compensates you for damages incurred as a result of an accident, saving you from having to pay a large amount from your insurance policy.

The following are some of the benefits of getting a car insurance in UAE:

1. Security in the event that your car is stolen or damaged.
2. For third-party death or disability lawsuits, there is no limit on the liability.
3. Third-party property loss indemnity
4. Financial liability insurance



Additional Benefits Of Car Insurance In UAE

1. Towing Assistance – If your car breaks down or is involved in an accident, you will be provided with transportation or towing assistance to the nearest store. If the insurance policy covers it, the roadside assistance program will offer this service.

2. Extraction and Removal – In the event of a failure due to an accident, crane assistance is given to lift or recover the insured car from the scene of the accident.

3. Flat or Leaking Tyre Assistance – If any of the tyres go flat, the insurer can assist in repairing or fixing them without charging any labour fees.

4. Dead Battery and Refueling – In this situation, help is given to jump-start the engine so that it can be taken to a nearby garage for repair. If the vehicle runs out of gas while on the road, fuel assistance is given.

5. Unlocking Ignition Key – If the keys are mistakenly left inside the car, roadside assistance is available to unlock the vehicle.

6. Accident Insurance for People – The compensation is available to the driver and passengers in the event that one of them dies or is physically injured as a result of the crash.

7. Off-road Coverage – Policyholders will benefit from compensation for any damage to their car that occurs when driving off the beaten path.

8. Windscreen Damage Cover – This benefit, which covers the replacement or repair of a damaged or broken windscreen, is not available from every car insurance provider in the UAE.

9. Agency Repairs – The majority of auto insurance companies in the UAE provide a 5-year extension of agency repair services.

10. Car Hire Cover or Car Cash Benefit – These are some of the most common motor insurance optional benefits in UAE. The cost of hiring a replacement vehicle would be paid by the provider.  In UAE, a few car insurance firms provide courtesy cash while the insured car is being repaired. Meanwhile, the policyholder will rent a car at the insurer’s expense.

11. Large Third-Party Cover – Third-party support is broad for policyholders.

12. Free Pick-Up and Drop-Off – Several insurance companies in UAE provide free airport pick-up and drop-off services.

13. Natural Calamity Cover – The majority of car insurance firms offer coverage in the event of natural disasters.

14. Grace Renewal Period  – A few insurers have a one-month grace period to extend their auto insurance plan if it has lapsed.

15. GCC Cover/Oman Cover – This is a must-have for people who often travel to neighboring countries because it offers geographic coverage.