CBD Digi Loan

Apply with your Emirates ID, No salary transfer required. Amount credited instantly with loan tenure up to 48 months.

Commercial Bank of Dubai

Ready to Apply For CBD Digi Loan?

All you need is your Emirates ID to apply for CBD Digi loan. No Salary transfer required. No paperwork. No branch visits.

App store
CBD Digi Loan- Bankbychoice

100% digital application on the CBD mobile app.

CBD Mobile App

Paperless loan processing using only your Emirates ID

Emirates ID

Avail high loan amount up to AED 150,000 with Loan tenure up to 48 months

Avail Loan- Bankbychoice

Amount credited instantly and No salary transfer required

Personal Loan- Bankbychoice

Fees & Charges

Processing fee1% flat of loan amount (VAT is applicable) (minimum AED 525 and maximum AED 2,625)
Interest on loanAs per credit policy for personal loan
Part-payment from own sources1% (VAT is applicable); Max AED 10,500
Part-payment from other bank1% (VAT is applicable); Max AED 10,500
Early settlement from own source1% (VAT is applicable); Max AED 10,500
Early settlement from other bank1% of remaining balance (VAT is applicable) or AED10,500 whichever is lower
Life insurance0.82% of loan amount
Postponement requestAED 105
Re-scheduling of loanAED 262.50
Loan cancellation feeAED 105
Final settlement from other sources/End of Service Benefits1% (VAT is applicable); Max AED 10,500
Late payment penal interest chargesMax AED 200
 Issuance of liability letter to other banksAED 63

Can I get loan with my Emirates ID?

Tes, Of course. You can apply for a personal loan only with your Emirates ID alone.

Please fill in the below fields to apply for a quick loan