CBD Digi Loan

Apply with your Emirates ID, No salary transfer required. Amount credited instantly with loan tenure up to 48 months.

Use the reference code “BBC” for additional benefits

Ready to Apply For CBD Digi Loan?

All you need is your Emirates ID to apply for CBD Digi loan. No Salary transfer required. No paperwork. No branch visits.

100% digital application on the CBD mobile app.

Paperless loan processing using only your Emirates ID

Avail high loan amount up to AED 150,000 with Loan tenure up to 48 months

Amount credited instantly and No salary transfer required

Fees & Charges

Processing fee	1% flat of loan amount (VAT is applicable) (minimum AED 525 and maximum AED 2,625)
Interest on loan	As per credit policy for personal loan
Part-payment from own sources	1% (VAT is applicable); Max AED 10,500
Part-payment from other bank	1% (VAT is applicable); Max AED 10,500
Early settlement from own source	1% (VAT is applicable); Max AED 10,500
Early settlement from other bank	1% of remaining balance (VAT is applicable) or AED10,500 whichever is lower
Life insurance	0.82% of loan amount
Postponement request	AED 105
Re-scheduling of loan	AED 262.50
Loan cancellation fee	AED 105
Final settlement from other sources/End of Service Benefits	1% (VAT is applicable); Max AED 10,500
Late payment penal interest charges	Max AED 200
Issuance of liability letter to other banks	AED 63

Can I get loan with my Emirates ID?

Tes, Of course. You can apply for a personal loan only with your Emirates ID alone.

Please fill in the below fields to apply for a quick loan

Bankbychoice is a unique neutral online marketplace launched by professionals from the banking industry. Every banks product offerings and features differ from one another. We know this business better, we at bankbychoice, will understand your exact requirement, compare the various available options in the market and guide you until product fulfillment.

#302, #319, Al Nasr Plaza Office Tower, Oud Metha, Dubai, P.O Box: 4185, U.A.E

043 474 768 / 045 283 500

info@bankbychoice.com