Compare Home Loans in UAE
Before applying for any loan, it is always best to take a look at what is being offered by most banks. This should get you started.
| Bank |
Min. salary |
Interest Rate |
Down Payment |
Max. Loan Amount |
Prepayment charges |
Loan Tenure |
Bank Charge |
Benefits |
| ADIB |
AED 10,000 |
Reducing – 2.99% p.a
Flat – 1.65% p.a |
20% |
AED 20,000,000 |
1% |
Upto 25 years |
0% |
· Open to UAE nationals
· Different product available for expats
· Free insurance provided for property during loan tenure |
ARAB
Bank |
AED 15,000 |
Reducing – 3.99% p.a
Flat – 2.2% p.a |
25% |
AED 5,500,000 |
2% |
Upto 25 years |
1% |
· Arab Bank Visa credit card provided for free with the loan |
| United ARAB Bank |
AED 15,000 |
Reducing – 3.29% p.a
Flat – 1.79% p.a |
20% |
AED 10,000,000 |
1% |
Upto 25 years |
0.8% |
· Insurance for property can be availed at an additional amount |
| ENBD |
AED 10,000 |
Reducing – 3.99% p.a
Flat – 2.2% p.a |
20% |
AED 5,000,000 |
1% |
Upto 25 years |
1% |
· This is for UAE nationals
· Different product is available for expats |
| RAKBANK |
AED 15,000 |
Reducing – 2.99% p.a
Flat – 1.65% p.a |
20% |
AED 13,000,000 |
1% |
Upto 25 years |
1% |
· Both UAE nationals and expats can avail this loan |
| FAB |
AED 15,000 |
Reducing – 2.99% p.a
Flat – 1.65% p.a |
20% |
AED 10,000,000 |
1% |
Upto 15 years |
1% |
· Both UAE nationals and expats can avail this loan |
Note: Offers and interest rates mentioned above are subject to change as per bank policies.
