Compare Home Loans in UAE

Before applying for any loan, it is always best to take a look at what is being offered by most banks. This should get you started.

Bank Min. salary Interest Rate Down Payment Max. Loan Amount Prepayment charges Loan Tenure Bank Charge Benefits
ADIB AED 10,000 Reducing – 2.99% p.a
Flat – 1.65% p.a
20% AED 20,000,000 1% Upto 25 years 0% · Open to UAE nationals
· Different product available for expats
· Free insurance provided for property during loan tenure
ARAB
Bank
AED 15,000 Reducing – 3.99% p.a
Flat – 2.2% p.a
25% AED 5,500,000 2% Upto 25 years 1% · Arab Bank Visa credit card provided for free with the loan
United ARAB Bank AED 15,000 Reducing – 3.29% p.a
Flat – 1.79% p.a
20% AED 10,000,000 1% Upto 25 years 0.8% · Insurance for property can be availed at an additional amount
ENBD AED 10,000 Reducing – 3.99% p.a
Flat – 2.2% p.a
20% AED 5,000,000 1% Upto 25 years 1% · This is for UAE nationals
· Different product is available for expats
FAB AED 15,000 Reducing – 2.99% p.a
Flat – 1.65% p.a
20% AED 10,000,000 1% Upto 15 years 1% · Both UAE nationals and expats can avail this loan
Note: Offers and interest rates mentioned above are subject to change as per bank policies.