Compare Personal Loans in UAE

Below is a comparison of the rates of interest* offered by some banks in UAE

Bank Name of Personal Loan Interest Rates Tenure Maximum Loan Amount Check Eligibility
ADIB ADIB Personal Loan Non Salary Transfer 16% to 18% Up to 4 years Over AED 200,000
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ADIB Debt settlement 6.75% to 9.99% Up to 4 years Over AED 200,000
ADIB Salary transfer 7.25% to 18% Up to 4 years Over AED 200,000
ADCB ADCB Personal Loan for UAE Expats 4.99% to 13.99% Up to 4 years AED 3 million
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ADCB Personal Loan for UAE Nationals 4.99% to 13.99% Up to 4 years AED 3 million
Emirates NBD Emirates NBD Personal loans for self-employed individuals 2.63% to 4.99% Up to 4 years Up to AED 500,000
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Emirates NBD Personal loans for self-employed professionals 2.63% to 4.99% Up to 4 years Up to AED 500,000
FGB FGB Personal Installment Loan 24% Not mentioned Up to AED 200,000
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FGB Salary Transfer loan 24% Not mentioned Up to AED 200,000
Citi Bank Citibank Salary Transfer Personal Loan 4.99% to 14.99% 6 months to 48 months Up to AED 250,000
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NBAD NBAD Personal Loan Starting at 4.74% Upto UAE Armed Forces Personnel: 60 months UAE nationals and Expats: 48 months UAE Nationals: AED 5 million Expats: AED 2.5 million
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Mashreq Bank Mashreq Bank Personal Loan 6.25% Up to 48 months Up to AED 1 million
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NBF NBF Personal Loan Starting from 6.25% Up to 48 months Upto 20 times the applicant’s salary
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Commercial Bank CBD Personal Loan 4.50% Up to 48 months UAE Nationals: Upto AED 2.5 million Expats: Upto AED 1.5 million
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Noor Bank Noor Bank Personal Loan Reducing rate: 4.56% Flat rate: 2.75% Up to 48 months Up to AED 1 million
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CBI CBI UAE Personal Loan 5.25% Up to 48 months Upto AED 500,000
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Finance House Finance House Personal Loan 16 to 24% Up to 48 months Upto AED 250,000
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United arab bank United Arab Bank Personal Loan Starting at 5.49% Upto 4 years Up to AED 2.5 million
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*Rates are subject to change

The above-mentioned parameters help you make an assessment of the personal loan market in the UAE including the several benefits offered by banks. Take an informed decision based on your personal financial requirements and not compromise on the little joys of life.

You can check your personalized personal loan eligibility instantly by completing 3 simple steps. Click Here > Check Eligibility