Deem Finance is a bank regulated by the UAE central bank that provides a wide range of financial services in the UAE, including loans, deposits and guarantees, and credit cards. The Deem Credit Card comes with a slew of exclusive benefits and privileges at a low cost. Cash back, miles back, airport access, debt transfers, insurance, and more are among the appealing offers. The cash up and miles up options assist cardholders in accumulating a variety of rewards that can be redeemed for a variety of perks. Deem Bank offers a variety of fantastic credit cards with even better benefits that are perfect for practically any budget.
Applying for these Deem credit cards becomes a cakewalk if the applicant meets the Deem Credit Card eligibility requirements. Here are some of the factors, which determine the eligibility of the applicant.
Age: Generally, starting from 21 years to 65 years
Address Proof: Valid residence address in the UAE
Income: Minimum income per month, which may vary from card to card
You can apply for any Deem finance credit card through our website. If you interested to apply for a Deem credit card or If you want to know more details about it Kindly click & fill up the form and submit, within a short time you will receive a call from one of our credit card agents.
Here is a list of documents required to apply for the card.
Residence Visa and passport (for)
Salary certificate
Valid Emirates ID
Bank statements for previous 3-6 months
Address Proof
Trade License
The following are the different fees & charges applicable to these credit cards.
Late Payment Charges: 241.5 dirhams
Over-limit Charges: 341.25 dirhams
International Transaction Charges: 3.139 percent
(The charges are inclusive of VAT)
While there are various reasons to apply for Deem credit cards, here are some of the major ones.
Cash Up – The cardholder gets to enjoy cash up on flight tickets, hotel bookings, grocery stores, supermarkets, shopping, and other retail transactions.
Miles Up – Just as Cash up, the card member can earn miles up on flight tickets, hotel bookings, grocery stores, supermarkets, shopping, and other retail transactions.
Airport Lounge – The bank offers free access to the best airport lounges throughout the globe. This makes traveling easier and more comfortable for you.
Deem Offers Mobile App – The mobile app allows the card member to enjoy a huge range of discounts and deals on amusement parks, casual dining, entertaining experiences, and tourist attractions for both primary as well as supplementary cards.
Q.1. What does Double Secure Protection mean?
Ans: This complimentary insurance facility does not only provide coverage for the outstanding balance on your credit card but also offers the nominee an equivalent amount.
Q.2. How much should my minimum monthly expenditure be in order to earn miles up?
Ans: You must have a minimum spend of 2,000 dirhams for World Card, 1,500 dirhams for the Platinum card, and 1,000 for Titanium card in a month to earn miles up.
Q.3. What is purchase protection?
Ans: Purchase protection refers to coverage in the case of accidental damage or theft for a maximum of 180 days from the purchase date.
Q.4. Can a supplementary cardholder also enjoy the benefits from the Deem Offers Application?
Ans: Yes, the supplementary cardholder can also enjoy the deals offered on the bank’s mobile app.
Q.5. How will I get to know the amount of cash up that I have earned on my Deem Credit Card?
Ans: The amount of cash up that you have earned will reflect on your credit card statement every month. One cash up point is equal to one dirham, and the bank has not determined any minimum spending criteria for earning cash up.
