The CBD One Starter VISA Signature Credit Card is a one-of-a-kind credit card that is free for life and can be customized to meet the needs of the customer – from the design to the features, and even the monthly plan. It gives customers the maximum freedom by allowing them to suspend, terminate, or switch plans, as well as a variety of benefits on leisure activities.
Features of the CBD Starter VISA Signature Credit Card
0% Easy Payment Plans: Using the easy payment plans, the cardholders can make big purchases in different categories such as electronics, jewellery, home decor, and much more at the partner merchants and split their large purchases into small and affordable instalments at a 0% interest rate.
Customized Card Design: With CBD One Starter VISA Signature Credit Card, the cardholders can select their credit card design from the CBD one gallery and get a customized card created based on their choices.
Extended Warranty: Using the extended warranty, the cardmember no longer has to stress regarding the quality of the purchase. This feature doubles the repair period provided by the manufacturer for up to 1 year.
Purchase Protection: The cardmember no longer has to worry while making any big purchases. The CBD One Starter VISA Signature Credit Card offers its cardholders peace of mind by protecting the purchases from theft or accidental damage.
Balance Transfer: CBD One Starter VISA Signature Credit Card enables cardholders to consolidate their debts and transfer them to their CBD Credit Card. Further, they can convert this outstanding amount into easy monthly installments at lower interest rates.
Chip & pin Technology: CBD One Starter VISA Signature Credit Card has chip and pin technology, which protects cardholders against fraud.
Annual Fee: With CBD One Starter VISA Signature Credit Card, the cardholders do not need to pay any annual fees for the first year for a primary credit card. They need to pay the annual fee from the second year onwards, which they can get waived off by spending AED 65,000 or above in 12 months.
Benefits of the CBD Starter VISA Signature Credit Card
Airport Lounge Access: With the CBD One Starter VISA Signature Credit Card, the cardholder no longer has to stress about the busy airports. They can relax in the available airport lounges before boarding their flight. Cardmembers can avail access to 8 airport lounges per year, and this access can be easily activated by making one non-AED spend on the card.
Quick Cash: CBD One Starter VISA Signature Credit Card members can avail the facility of cash on call whenever required.
Supplementary Cards: The cardmembers can opt for a supplementary card for their children of more than 15 years of age, spouse, and family members as per the policy of the bank.
Free Valet Parking: CBD One Starter VISA Signature Credit Card offers free Valtrans valet parking services to the cardholders twice a month at Box Park, Dubai International Airport, and many more locations.
Movie Offers: CBD One Starter VISA Signature Credit Card offers a 50 percent discount on the movie tickets booked at Reel cinemas and VOX cinemas in the UAE. To avail of this offer, the cardholders need to spend a minimum of AED 5,000 using their CBD Credit Card.
Entertainment Offers: CBD One Starter VISA Signature Credit Card offers an attractive discount of 15 percent at Emaar entertainment such as VR Theme Park, KidZania, EKart and Dig It Dubai.
Multi-Trip Travel Insurance: CBD One Starter VISA Signature Credit Card offers multi-trip travel insurance coverage for the cardholders and their family for a period of 90 days from the date of travel.
Full-time Help and Support: CBD One Starter VISA Signature Credit Card offers a 24/7 available helpline to help cardholders get their queries resolved at the earliest. Rewards and Offers on CBD One Starter VISA Signature Credit Card
Discounts with CBD App: The cardmembers can enjoy discounts at more than 500 locations across the UAE by using the CBD app.
Meet and Greet Discounts: The cardholders can enjoy a discount of 30% on the meet and greet services.
Discounts with Hotels.com: The cardholders are provided with an offer to obtain a discount of 8% on the official website of hotels.com.
Offers with Agoda: With the CBD One Starter VISA Signature Credit Card, the cardmembers can avail of discounts of up to 12% on the official website of Agoda.
Offers on Careem Rides: CBD One Starter VISA Signature Credit Card offers a 20 percent discount to the cardholders on three Careem rides every month.
Careem Food & Shop Deals: CBD One Starter VISA Signature Credit Card offers a 30 percent discount to the cardholders on three Careem food and shop orders every month
Discount on Bike Rentals: CBD One Starter VISA Signature Credit Card offers a 10 percent credit back to the cardholders on bike rentals.
Rewards and Offers on CBD One Starter VISA Signature Credit Card
Here is a list of rewards and offers available on the CBD One Credit Card:
Discounts with CBD App – The card members can enjoy discounts at more than 500 places across the UAE by using the CBD app.
Meet and Greet Discounts – The cardholders can enjoy a discount of 30% on the meet and greet services.
Discounts with Hotels.com –The cardholder is provided with an offer to obtain a discount of 8% on the official website of hotels.com.
Offers with Agoda –With the CBD One Starter VISA Signature Credit Card, the card members can make use of discounts of up to 12% on the official website of Agoda.
Eligibility Criteria to apply for CBD One Starter VISA Signature Credit Card
Here are the eligibility criteria for the CBD One Starter VISA Signature Credit Card:
The applicant must be at least 21 years old.
The applicant must be residing in the UAE.
The monthly income earned by the applicant must be a minimum of AED 8,000.
Note – Other criteria may apply as per the bank’s policy.
Here are the documents required to apply for CBD One Starter VISA Signature Credit Card.
Emirates ID (for identity verification)
Passport with Residency Visa
Trade License (for business employees)
Bank Statement for income verification (of last three months with the salary credit transaction)
Appointment Letter/Salary Transfer Letter (showing designation and annual income)
One of these address proofs – Utility Bill, Emirates ID, Contract of Tenancy
How to Apply for a CBD Starter VISA Signature Credit Card?
Here are a few simple ways to apply for a CBD One Starter VISA Signature Credit Card.
Online Banking: Commercial Bank of Dubai enables the account holders to access their account details using the online banking portal. The applicants can use this portal to apply for the CBD One Starter VISA Signature Credit Card. All they need to do is visit the credit cards section on the portal, fill in their details and upload the required documents.
Mobile Banking: Commercial Bank of Dubai offers a unique mobile banking app to help its customers easily manage their finances. The applicants can download this app from their preferred app store and register themselves on the same. They need to go to the credit cards section and provide their details with essential documents to apply for a CBD One Starter VISA Signature Credit Card.
Call the Customer Helpline: With Commercial Bank of Dubai, the applicants can also contact the full-time available helpline to apply for their desired CBD credit card. They need to provide their details over the phone and ask the bank representative to raise a request for their preferred CBD credit card and collect the necessary documents from home.
Visit a Branch: The applicants can visit a Commercial Bank of Dubai branch to apply for a CBD One Starter VISA Signature Credit Card. They need to fill up the application form at the branch and submit the same to one of the bank’s representatives. The applicants need to provide all the essential documents with the form.
Our Website: We at Policy Bazaar also help applicants apply for their chosen Commercial Bank of Dubai credit cards. The applicants can visit our website and find a credit card that meets their financial preferences. On the website, the applicants can also go through the detailed features and benefits of all the Commercial Bank of Dubai credit cards and make an informed decision. They can also call our helpline number if they need assistance. Our experts will guide them through the application process.
Fees & Charges on CBD Starter VISA Signature Credit Card
The table below states the various fees and charges applicable to this CBD One Starter Visa Signature Credit card:
Fees and Charges
Amount
Monthly Fees for Starter Plan
Free
Minimum Spend for Starter Plan
Nil
Card Replacement Fee
AED 75
Late Payment Fee
AED 209
Over Limit Fee
AED 209
Retail Interest Rate
3.45% per month
Cash Interest Rate
3.49% per month
Foreign Transaction Fee
2.75%
Cash Advance Charges
3%
Credit Shield Insurance
0.89% monthly of the outstanding balance
Liability Issuance Letter
AED 50
Sales Slip Copy
AED 25
Interested to apply for a CBD One credit card? Kindly fill up the below form and One of our credit card specialist will reach you out soon!