Many people’s bucket lists include travel around the world. We all want to visit the Maldives’ tropical islands, visit London and Dubai’s shopping districts, go on a jungle safari in Africa, and so much more. Due to the high cost of travel, these dreams are often unfulfilled. Most days, our pockets are hollow, making us feel as if we’ll never be able to achieve our goals.
What if we told you that you could have your Instagram photo taken in these stunning locations on a budget?
Globalization and other modern-day developments have made the planet smaller, and it is no longer necessary to be rich to take foreign vacations. When planning an international trip, make sure that each move is well thought out and that you are able to save the most money possible. Using travel credit cards to pay for your travels abroad is one of the simplest ways to save a lot of money. These cards come with a long list of benefits that will help you fit a fun vacation into your budget. It is simple to travel on a budget; all you need to do is plan ahead and plan wisely.
Let us look at some of the ways one can get the most passport stamps, that too in a budget:
Your travel credit card rewards can be redeemed, particularly during the holiday season. This would be even more valuable if the rewards can be redeemed as a credit on your travel statement. Use the credit card to get the best deals on airline tickets and hotel reservations, and then redeem your reward points later.
Some credit cards especially travel credit cards provide airline fee credits. These credits cover the costs of checked baggage fees, in-flight meals and drinks, airport lounge access as well as other upgrades. One can easily trim down their vacation costs as well as travel in style by simply redeeming the credits on their trip. However, it is important to note that these rewards may have an expiry date which is usually the end of the year.
It is always essential to travel light, but it is easier said than done. It’s almost difficult to leave your bags a little less full often, no matter how hard you try. What’s more, what do you do with all the shopping you’ve done in other countries? To stop paying more at the baggage counter, use the perks on your co-branded travel credit cards. In certain cases, one has to book their air tickets with the card in order to get the beg credits. At other times, one can get a fee waiver if they include their frequent flyer number on their tickets. This tip will certainly save you a lot of money if you are going to destinations that are every shopper’s paradise and are going to return with goodies for yourself and your loved ones.
And if you’re planning a trip abroad, buy one, get one free works. When planning a trip with your partner, it’s a good idea to see if your travel credit cards allow you to add a plus one to your hotel reservations and plane tickets without incurring any additional fees or if they offer any discounts. In certain cases, meeting a predetermined spending level might be required to receive such benefits.
When planning an international trip, please ensure you have travel credit cards with no foreign transaction fees, which can range from 1% to 3% of the total transaction value. Since you are paid a foreign transaction fee every time you swipe your travel credit cards with an overseas merchant, this will save you a tons of cash. Therefore, it is best to opt for credit cards with no foreign transaction charges.
If your travel credit card provides trip cancellation insurance, make sure to use it at the time of purchase. This means that if you have to cancel your trip due to unexpected conditions, your hard-earned money does not go to waste. This advantage entitles you to a refund on non-refundable airline fares. The level of coverage provided is determined by your insurance provider; however, Visa Signature and MasterCard cards typically provide these benefits as a complimentary feature, while American Express cards charge a fee to include this advantage in their coverage.
Check to see if the credit card you’re using for the rental provides main or secondary car rental insurance. By rejecting the CDW (collision damage waiver) provided by rental companies, one can save up to AED 74 (USD 20) per day. The majority of travel credit cards have a secondary insurance policy, which requires filing a claim with the auto insurance provider first. This could result in an increase in your insurance premiums. For primary insurance, on the other hand, the insurance firm accounts for the loss first.
To sum it all up,
The rewards and other travel-friendly benefits provided by travel credit cards can be the most useful gift for any traveler. As a result, it’s critical to read and comprehend the various advantages provided by your card so that you can make the most of them on your international travels. Remember, one does not need to overspend to make their moments cherishable. Sometimes even a budget holiday can give you a lifetime of memories.
The Deem Mastercard Miles Up Credit Card will still come in handy, no matter what your travel plans are. This credit card provides its cardholders with top-of-the-line travel rewards and incentives to meet all of their travel needs. It also entitles cardholders to the Miles Up loyalty scheme, which allows them to collect Miles Up points on all of their purchases and redeem them for a variety of things like travel and hotel bookings, electronic goods, and gift vouchers.
