In the United Arab Emirates, HSBC is one of the largest and most well-known international banks. There are five different credit cards available from the bank. Each HSBC credit card comes with a variety of benefits and privileges that allow cardholders to get the most out of their card.
The cardholder can earn up to 10% cashback on their everyday purchases with this HSBC cashback credit card. Members of this card can also take advantage of discounts on dining, travel, and entertainment. The following are the most significant advantages of this HSBC credit card:
Scared of credit cards? With the Zero Credit Card, enjoy no fees for card membership, going over your limit or cash advances. You’ll also benefit from 0% interest on purchases for the first 3 months and a flexible instalment plan to help manage your cash flow.
Your HSBC Platinum Credit Card is your companion for your daily transactions. It is recognised in over 32 million establishments worldwide, offering you a bunch of benefits at home and abroad.
This card isn’t available for new customers.
The HSBC Black Credit Card has a modern metal look and is jam-packed with fantastic travel and lifestyle advantages. The perks can take you everywhere, from travel to gourmet pleasures, culture, and shopping.
We hope your trip goes smoothly. But should your flight get delayed or cancelled, your baggage get lost or stolen, or you need to see a physician for injury and sickness while abroad, you can enjoy peace of mind with full worldwide travel insurance.
As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that you have purchased return airline tickets, before departure, using your HSBC Premier MasterCard Credit Card. Insurance cover commences from the time of departure from your country or region of residence until return to your country or region of residence or, 30 days from the departure date (whichever is earlier).
This travel insurance is provided by AXA Insurance Gulf (“AXA”), and will protect you and your family in cases such as accidental death, medical expenses for accident/ sickness, emergency medical evacuation and flight delay, while you travel.
HSBC credit cards provide cardholders with some of the most distinctive features and rewards to suit their lifestyle needs. The following are the primary features and benefits of HSBC credit cards:
Benefits of Traveling
A variety of travel benefits are available to cardholders, including free airport lounge access, hotel savings, complimentary travel insurance, and more.
Transfer of Funds
The cardholder can transfer their outstanding debt from any other UAE credit card to the HSBC credit cards for up to 24 months at 0% interest.
Installments in cash
With this cash installment plan, the cardholder can easily access cash using the available credit limit on their HSBC credit cards UAE. With a monthly interest rate as low as 0.75 percent, the HSBC credit card cash installment plans are offered for tenors of 6, 12, and 24 months.
Flexible Payment Plan
Members with the HSBC UAE credit card can effortlessly convert their purchases into low-interest monthly installments.
An applicant should meet the below-mentioned criteria to be eligible for the HSBC UAE credit card:
Should be a resident of UAE.
Applicant Should be a minimum of 21 years old.
Should have a good credit score.
An applicant can apply for the HSBC credit card through any of the ways given below:
Online Applications: Interested people can apply for any of the desired HSBC credit cards through the official website of the bank.
Offline Applications: The applicants can visit the nearest bank branch and directly apply for the HSBC credit card.
Through phone: The applicants also have an option of phone banking to connect with the bank and apply for the HSBC credit cards.
Q1: Is there any interest charged on my HSBC credit card?
Ans: The HSBC credit cards in UAE gives a maximum of 56 no-interest period provided you continue to pay the outstanding amount in full, by the due date of payment.
Q2: Can I convert my credit card purchases into monthly installments?
Ans: Yes, you can easily convert your credit card purchases into monthly installments at 0 percent interest rate.
Q3: What is the minimum spend required to avail cashback?
Ans: There is no minimum spend required to avail cashback.
Q4: Is it mandatory to provide signed security cheque?
Ans: Yes, it is a mandatory document.
Q5: Are there any charges applicable on credit shield?
Ans: Yes, 0.625 percent of the outstanding amount balance is charged as credit shield charges.
Q6: Are the HSBC supplementary credit cards provided for free?
Ans: The first two supplementary cards are free, from the third card 50 AED is charged per supplementary card.
Q7: Can I avail Agoda discount globally?
Ans: You can avail Agoda discounts with over 985000 vacation rentals & hotels worldwide.
Q8: What is Air Mile program?
Ans: It is basically a loyalty program of HSBC UAE credit card that rewards its card member with Air Miles every time they make payment using their HSBC credit card.
Q9: Can I avail Air Miles on HSBC supplementary card?
Ans: Yes, you can avail air miles on your supplementary card as well.
Q10 Is there any fee for cash withdrawals?
Ans: You have to pay 100 AED or 3 percent whichever is greater.
