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HSBC Credit Cards In UAE

In the United Arab Emirates, HSBC is one of the largest and most well-known international banks. There are five different credit cards available from the bank. Each HSBC credit card comes with a variety of benefits and privileges that allow cardholders to get the most out of their card.

 

HSBC Cashback Credit Card

 

 

Minimum Salary Required – AED 10,000

 

Annual Membership Fee – Free For Life

Features & Benefits

The cardholder can earn up to 10% cashback on their everyday purchases with this HSBC cashback credit card. Members of this card can also take advantage of discounts on dining, travel, and entertainment. The following are the most significant advantages of this HSBC credit card:

  • There are no minimum purchases required to receive rewards.
  • Every month, cashback is automatically credited to your account.
  • This HSBC reward credit card does not require the creation of an account with HSBC.
  • VOX Cinemas is offering a buy one, get one free deal on movie tickets.
  • Thousands of discounts and advantages are available through the ‘Entertainer Mobile App,’ the ‘I Love Dining Program,’ and more.
 

HSBC Zero Credit Card

 

 

Minimum Salary – AED 10,000

 

Annual Membership Fee – Free For Life

Features & Benefits

Scared of credit cards? With the Zero Credit Card, enjoy no fees for card membership, going over your limit or cash advances. You’ll also benefit from 0% interest on purchases for the first 3 months and a flexible instalment plan to help manage your cash flow.

  • Zero annual feeNo annual membership fee to pay.
  • Zero over limit feeYou won’t be charged if you go over your credit limit.22 View footnote 1
  • Zero cash advance feeIf you need to withdraw cash using your credit card, you won’t be charged a cash advance fee.33 View footnote 2
  • Zero processing fees on balance transfersTransfer balances from your other credit cards and you’ll pay zero processing fees44 View footnote 3;
    there’ll be zero early repayment processing fees too.
  • Zero interest on purchasesEnjoy 0% interest on retail purchases you make with your HSBC Zero Credit Card for the first 3 months.55 View footnote 4
  • Flexi instalment planConvert purchases over AED 1,000 to up to 36 monthly repayments and benefit from a low interest rate, zero processing fees and zero early settlement fees.
 

HSBC Platinum Credit Card

 

 

Available for existing customers only

Features & Benefits

Your HSBC Platinum Credit Card is your companion for your daily transactions. It is recognised in over 32 million establishments worldwide, offering you a bunch of benefits at home and abroad.

This card isn’t available for new customers.

  • Complimentary HSBC ENTERTAINER app with over 10,000 offers across dining, leisure, retail and wellness, including over 260 delivery offers
  • 12% discount at Agoda
 

HSBC Black Credit Card

 

 

Minimum Salary – AED 50000

 

Annual Membership Fee – AED 1575

Features & Benefits

The HSBC Black Credit Card has a modern metal look and is jam-packed with fantastic travel and lifestyle advantages. The perks can take you everywhere, from travel to gourmet pleasures, culture, and shopping.

  • Bonus Air Miles Enjoy 150,000 sign-up Air Miles for the first year and 75,000 anniversary Air Miles from the second year onwards.1
  • Worldwide Lounge Access Complimentary access to 1000+ airport lounges worldwide, for you and your supplementary cardholders, plus one accompanying free guest each, through LoungeKey™.
  • Exclusive dining privileges Complimentary HSBC ENTERTAINER app, with access to Fine Dining and Cheers, along with hundreds of offers from the I Love Dining programme.
  • International Concierge Exclusive concierge service for luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment.
  • Golfing privileges Two free rounds of golf per month in select golf courses in Dubai, Abu Dhabi and Ras Al Khaimah.
  • Cinema privileges ‘Buy 1 Get 1 Free’ movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
 

HSBC Premier Credit Card

 

 

You Must Have A Premier Account

 

Annual Membership Fee – Free For Life

Features & Benefits
  • Air Miles rewards Earn 1 Air Mile for every AED 1 spend on your card and redeem for flights, hotels and retail vouchers.
  • Airport Lounge Access Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey™.
  • Exclusive dining privileges Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining program.
  • Free global Wi-FiEnjoy unlimited Wi-Fi at over 1 million hotspots worldwide through Boingo.
  • Complimentary valet parkingEnjoy complimentary valet parking at select Valtrans locations 4 times per month.
  • Cinema privileges ‘Buy 1 Get 1 Free’ movie offers covering 2D, 3D, 4D and other premium experiences across UAE.

Travel Inconvenience Insurance

We hope your trip goes smoothly. But should your flight get delayed or cancelled, your baggage get lost or stolen, or you need to see a physician for injury and sickness while abroad, you can enjoy peace of mind with full worldwide travel insurance.

As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that you have purchased return airline tickets, before departure, using your HSBC Premier MasterCard Credit Card. Insurance cover commences from the time of departure from your country or region of residence until return to your country or region of residence or, 30 days from the departure date (whichever is earlier).

This travel insurance is provided by AXA Insurance Gulf (“AXA”), and will protect you and your family in cases such as accidental death, medical expenses for accident/ sickness, emergency medical evacuation and flight delay, while you travel.

 

HSBC Advance Credit Card

 

 

You Must Have an Advance Account

 

Annual Membership Fee – Free For Life

Features & Benefits
  • Air Miles rewardsEarn 1 Air Mile for every AED 1 spend on your card and redeem for flights, hotels and retail vouchers.
  • Airport lounge accessComplimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey™.
  • Exclusive dining privilegesComplimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme.
  • Travel discountsAirline and hotel discounts of up to 30% with Cleartrip.
  • Complimentary valet parkingEnjoy complimentary valet parking at select Valtrans locations 2 times per month, subject to minimum spends of AED 3,000.
  • Cinema privileges’Buy 1 Get 1 Free’ movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
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Features & benefits offered by the HSBC Credit Cards

HSBC credit cards provide cardholders with some of the most distinctive features and rewards to suit their lifestyle needs. The following are the primary features and benefits of HSBC credit cards:

Benefits of Traveling


A variety of travel benefits are available to cardholders, including free airport lounge access, hotel savings, complimentary travel insurance, and more.

Transfer of Funds
The cardholder can transfer their outstanding debt from any other UAE credit card to the HSBC credit card for up to 24 months at 0% interest.

Installments in cash

With this cash installment plan, the cardholder can easily access cash using the available credit limit on their HSBC credit card UAE. With a monthly interest rate as low as 0.75 percent, the HSBC credit card cash installment plans are offered for tenors of 6, 12, and 24 months.

Flexible Payment Plan

Members with the HSBC UAE credit card can effortlessly convert their purchases into low-interest monthly installments.

 

Eligibility Criteria of HSBC Credit Card


An applicant should meet the below-mentioned criteria to be eligible for the HSBC UAE credit card:

Should be a resident of UAE.
Applicant Should be a minimum of 21 years old.
Should have a good credit score.

 

How to Apply for HSBC Credit Card?


An applicant can apply for the HSBC credit card through any of the ways given below:

Online Applications: Interested people can apply for any of the desired HSBC credit cards through the official website of the bank.

Offline Applications: The applicants can visit the nearest bank branch and directly apply for the HSBC credit card.

Through phone: The applicants also have an option of phone banking to connect with the bank and apply for the HSBC credit card.

 

FAQs on HSBC Credit Cards


Q1: Is there any interest charged on my HSBC credit card?
Ans: The HSBC credit card UAE gives a maximum of 56 no-interest period provided you continue to pay the outstanding amount in full, by the due date of payment.

Q2: Can I convert my credit card purchases into monthly installments?
Ans: Yes, you can easily convert your credit card purchases into monthly installments at 0 percent interest rate.

Q3: What is the minimum spend required to avail cashback?
Ans: There is no minimum spend required to avail cashback.

Q4: Is it mandatory to provide signed security cheque?
Ans: Yes, it is a mandatory document.

Q5: Are there any charges applicable on credit shield?
Ans: Yes, 0.625 percent of the outstanding amount balance is charged as credit shield charges.

Q6: Are the HSBC supplementary credit cards provided for free?
Ans: The first two supplementary cards are free, from the third card 50 AED is charged per supplementary card.

Q7: Can I avail Agoda discount globally?
Ans: You can avail Agoda discounts with over 985000 vacation rentals & hotels worldwide.

Q8: What is Air Mile program?
Ans: It is basically a loyalty program of HSBC UAE credit card that rewards its card member with Air Miles every time they make payment using their HSBC credit card.

Q9: Can I avail Air Miles on HSBC supplementary card?
Ans: Yes, you can avail air miles on your supplementary card as well.

Q10 Is there any fee for cash withdrawals?
Ans: You have to pay 100 AED or 3 percent whichever is greater.

Apply for a Mashreq Credit card & Get up to 2000 AED joining bonus

Avail up to 20% Cashback on daily spends! Simply apply with your Emirates ID