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ADIB Credit Cards In UAE

The Abu Dhabi Islamic Bank, or ADIB, was established in 1997 in Abu Dhabi. Abdullah Bin Zayed Al Nahyan, the UAE Minister of Information and Culture, formally opened it in 1999. ADIB adheres to Islamic Banking principles, and all ADIB credit cards are sharia-compliant.

 

ADIB Etihad Visa Classic Card

 

 

Minimum Salary – AED 5000

 

Annual Membership Fee – AED 500

Features & Benefits
  • This ADIB credit card offers cardholder a chance to earn Etihad Guest miles, which can be redeemed on travel & flight bookings, on home furniture & accessories and purchases of electronic items.
  • ADIB credit card member can earn:1 Etihad Guest Mile on international spends worth AED 4.
  • 75 Etihad Guest Miles on local spends worth AED 4.
  • 25 Etihad Guest Miles on AED 4 spent on grocery shopping, government spending, utility bill payments, education bills, fuel purchases, public transport charges, toll taxes, and charity or religious donations. 
  • The cardholder can use 12,500 Etihad Guest Miles to pay the annual fee for their ADIB credit card.
  • The cardholder can avail complimentary roadside assistance such as flat tyre, lockout, fuel delivery, and jump-start services. Also, it offers free unlimited towing services to the city limit and inter Emirate towing services of up to 3 times annually.
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash. 
 

ADIB Etihad Gold Card

 

 

Minimum Salary – AED 5000

 

Annual Membership Fee – AED 1000

Features & Benefits
  • This ADIB credit card offers cardholder a chance to earn Etihad Guest miles, which can be redeemed on travel & flight bookings, on home furniture & accessories and purchases of electronic items.
  • ADIB credit card owners can earn:5 Etihad Guest Miles on international spends of AED 4.
  • 1 Etihad Guest Mile on local spends of AED 4.
  • 5 Etihad Guest Miles on AED 4 spent on grocery shopping, government spending, utility bill payments, education bills, fuel purchases, public transport charges, toll taxes, and charity or religious donations. 
  • The cardholder can avail 2 free airport lounge passes every year in over 850 airports globally.
  • Upon spending AED 150,000 with this ADIB credit card, the cardholder earns a voucher for a free companion ticket to any destination and in any class.
  • The cardholder can use 30,300 Etihad Guest Miles to pay for their ADIB credit card annual fee.
  • The cardholder can avail complimentary roadside assistance such as flat tyre, lockout, fuel delivery, and jump-start services. Also, it offers unlimited tow up facility to the city limits every year, inter-emirate tows thrice a year, a free 24-hour rent a car service in case of an accident, and free transport facility for vehicle registration within the city once a year.
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash.
  • An expedited membership to the silver tier of the Etihad Guest program on taking 4 return flights with Etihad within a period of 12 months. 
 

ADIB Etihad Visa Platinum Card

 

 

Minimum Salary – AED 10000

 

Annual Membership Fee – AED 2000

Features & Benefits
  • This ADIB credit card offers cardholder a chance to earn Etihad Guest miles, which can be redeemed on travel & flight bookings, on home furniture & accessories and purchases of electronic items.
  • ADIB credit card members can earn:3 Etihad Guest Miles on every international purchase of AED 4.
  • 2.2 Etihad Guest Miles on every local purchase of AED 4.
  • Etihad Guest Mile on AED 4 spent on grocery shopping, government spending, utility bill payments, education bills, fuel purchases, public transport charges, toll taxes, and charity or religious donations. 
  • The cardholder can avail 4 free airport lounge passes every year for over 850 airports globally
  • Upon spending AED 150,000 with this ADIB credit card, the cardholder can earn a voucher for a free companion ticket to any destination and in any class
  • The cardholder can use 60,600 Etihad Guest Miles to pay the annual fee of their ADIB credit card
  • The cardholder can avail complimentary roadside assistance such as flat tyre, lockout, fuel delivery, and jump-start services. Also, it offers unlimited tow up service to the city limits every year, inter-emirate tow up service thrice a year, a free 24-hour rent a car service in  case of  an  accident and free transport service for vehicle registration within the city once a year
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash
  • An expedited membership to the gold tier of the Etihad Guest program on taking 2 flights with Etihad within a period of 12 months.  
 

ADIB Booking.com Infinite Card

 

 

Minimum Salary – AED 10000

 

Annual Membership Fee – AED 2000

Features & Benefits
  • The member of the Com Infinite ADIB credit card earns 3 reward points on AED 1 spent locally or internationally.Every 10,000 Reward Points are worth AED 50.
  • Every 100,000 Reward Points are worth AED 1,000.
  • The accumulated rewards points can be redeemed on: Flight tickets
  • Hotel reservations
  • Shopping mall vouchers 
  • The ADIB credit card owner along with a companion can gain unlimited access to over 1,000 airport lounges
  • The member of this ADIB credit card can avail of a 10%   discount on select hotels booked through com. The card enables the cardholder to earn Genius membership for availing additional discounts and perks on Booking.com.
  • The member can avail a flat 7% discount on booking flight tickets of any This cashback is capped at AED 300 per month.
  • The member can avail a 7 % discount on car rental bookings at com
  • The ADIB credit card offers a 5% cashback on fuel purchases (domestic as well as international). This cashback is capped at AED 100 per month.
  • The member can avail a free round of golf along with one companion at these ranges:The ELS Golf Club in Dubai
  • Arabian Ranches Golf Club in Dubai
  • The Abu Dhabi Golf Club in Abu Dhabi
  • The member can avail 25% dining discount at participating restaurants.
  • The ADIB credit card member can avail 4 complimentary parking every month at select locations through the Valtrans valet
  • This ADIB credit card offers access to the Marhaba service twice a year free of cost at the Dubai AirportMarhaba is a meet and greet service which helps expedite the immigration and security process, and provides an escort to the arrivals
  • The member can avail complimentary travel insurance, trip inconvenience cover and medical insurance. The member can avail purchase protection cover and extended warranty cover.
  • The ADIB credit card member can withdraw up to 100% of their available credit limit as cash. 
 

ADIB Etisalat Classic Card

 

 

Minimum Salary – AED 5000

 

Annual Membership Fee – FREE FOR LIFE

Features & Benefits
  • This ADIB credit card offers the cardholder the chance to earn Etisalat Smile The accumulated Etisalat Smile points can be redeemed for talk time, flight tickets, hotel reservations, car rentals, retail and grocery store purchases, and movie tickets.
  • The card member can earn:1.5 Etisalat Smile points by spending AED 1 on local and international purchases.
  • 1 Etisalat Smile point by spending AED 1 on grocery shopping, government spending, utility bill payments, education bills, fuel purchases, public transport charges, toll taxes, and charity or religious donations. 
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash.
  • The member of this ADIB card can enjoy up to 25% discounts across various partner restaurants.
 

ADIB Value Card

 

 

Minimum Salary – AED 5000

 

Annual Membership Fee – FREE FOR LIFE

Features & Benefits
  • The ADIB credit card offers enrollment of cardholders into the ADIB Rewards loyalty program. The cardholder can earn Reward  Points that can be redeemed for shopping vouchers in malls such as Sharjah Sahara Centre, Sharjah Mega Mall, and Abu Dhabi Mall. The accumulated Reward Points can also be redeemed for flight tickets in any desired The cash value of Rewards Points is as follows:Every 10,000 Rewards Points are worth AED 50.
  • Every 100,000 Rewards Points are worth AED 1,000. 
  • The member of the ADIB credit card can earn the following Rewards PointsReward Points for every AED 1 spent on international purchases.
  • Reward Point for every AED 1 spent on domestic purchases.
  • The cardholder can avail 25% dining The complete list of restaurants and their respective ADIB credit card offers can be found online.
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash.
  • The cardholder can avail the facility of purchase protection. Under the purchase protection plan, any new item purchased with the ADIB credit card is protected for a year from the date of If it is damaged, lost or stolen within this time, ADIB offers the cardholder a full refund up to the US $5,000.
  • The member of this ADIB credit card also enjoys the extended warranty service for the purchases. Under this service, the retailer’s or manufacturer’s warranty period is automatically extended for a total of 24 months.
  • The cardholder may also opt for optional Takaful on the card, which provides insurance coverage in case of sudden unemployment, illness, medical expenses, permanent disability, and death. 
 

ADIB Visa Cashback Card

 

 

Minimum Salary – AED 5000

 

Annual Membership Fee – AED 500

Features & Benefits
  • The member of this ADIB credit card is eligible for 1% cashback on any and every purchase made both internationally and locally. 
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash.
  • The member of this card can avail complimentary roadside assistance such as flat tyre, lockout, fuel delivery, and jump-start services. Also, it offers unlimited tow-up service to the city limits, inter-emirate tows-up service thrice a year, transportation and drop off service for vehicle registration, and complimentary 24 hours car rental service in case of an accident.
  • The cardholder can avail complimentary access to 150+ airport lounges across the globe through Veloce The list of partnered airports can be found online.
  • The member of this ADIB card can enjoy up to 25% discounts across various partner restaurants. 
 

ADIB Cashback Visa Platinum Card

 

 

Minimum Salary – AED 10000

 

Annual Membership Fee – AED 1000

Features & Benefits
  • The member of this ADIB Platinum credit card is eligible for 1% cashback on any and every purchase made both, internationally and domestically.
  • The ADIB Visa Platinum card benefits enable the cardholder to withdraw up to 100% of their available credit limit as cach.
  • The card member can avail complimentary roadside assistance such as flat tyre, lockout, fuel delivery, and jump-start services. Also, it offers unlimited tow-up service to the city limits, inter-emirate tow-up service thrice a year, transportation and drop off service for vehicle registration, and complimentary 24 hours car rental service in the case of an accident.
  • ADIB Visa Platinum card benefits include complimentary access to 150+ airport lounges across the globe through Veloce The list of partnered airports can be found online.
  • The member of this ADIB Platinum credit card can avail free valet parking service at selected locations across UAE. The full list of available locations can be found online.
  • The member of this ADIB card can enjoy up to 25% discounts across various partner restaurants. 
 

ADIB Spice Card

 

 

Minimum Salary – AED 12000

 

Annual Membership Fee – AED 199

Features & Benefits
  • Upon spending AED 3,000 on a  monthly basis, the cardholder can unlock amazing ADIB credit card  offers such as:
    • Up to 9% cashback on any restaurant expense (up to AED 200).
    • Up to 7% cashback on any grocery purchase (up to AED 100).
    • Up to 4% cashback on fuel expenses (up to AED 50).
    • Up to 1% cashback on payments for utility bills (up to AED 50). 
  • The ADIB credit card offers enrollment of cardholders into the ADIB Rewards loyalty program. The cardholder can earn Reward Points, which can be redeemed for shopping vouchers in malls such as Sharjah Sahara CentreSharjah Mega Mall, and Abu Dhabi Mall. The accumulated   Rewards   Points can also be redeemed for flight tickets in any desired airline. The cash value of Rewards Points is as follows:
    • Every 10,000 Rewards Points are worth AED 50.
    • Every 100,000 Rewards Points are worth AED 1,000.
  • The member of the ADIB credit card can earn Rewards Points in these ways:
    • 2 Reward Points for every AED 1 spent on international purchases.
    • Reward Point for every AED spent on domestic purchases.
  • The card member is eligible for availing all Master TITANIUM benefits that are offered by MasterCard.
  • The card member can avail dining discounts up to 25% on selected The full list of restaurants and their respective ADIB credit card offers can be found online.
  • The card member can avail unlimited complimentary lounge access to 10+ partnered GCC The list of airport lounges can be found online.
  • The member of this ADIB credit card can withdraw up to 100% of their available credit limit as cash.
  • The member of the Spice ADIB credit card can convert jewelry purchases at Al Liali Jewellery, Pure Gold and Joyalukkas into 0% profit rate installment plans of 3 or 6 months The minimum transaction amount is AED 1,000 and the offer can’t be availed for gold coins and bars. 
 


ADIB Emirates Skywards World Elite Card

 

 

Minimum Salary – AED 35000

 

Annual Membership Fee – AED 4500

Features & Benefits
  • Members of this card are entitled to receive rewards in terms of Skywards Miles on every USD spent on the following categories:
    • 3 Skywards Miles can be earned on every USD spent on Flydubai & Emirates.
    • 2 Skywards Miles can be earned on every USD spent on foreign currency.
    • 5 Skywards Miles can be earned on every USD spent on local currency.
    • 0.25 Skywards Miles can be earned on every USD spent on some specific categories.
  • Cardholders can avail 50,000 Skyward Miles as a signup bonus on their first spend. In addition to this, they can avail 70,000 Skyward Miles as a bonus on meeting the minimum spending requirement.
  • Primary cardholders of this ADIB credit card can avail Emirates Skywards Silver Tier membership and also they have the option to fast track to Emirates Skywards Gold Tier membership on making additional spending of AED 5500 on Emirates.
  • Members of this credit card can enjoy unlimited airport lounge access to more than 900 airport lounges globally.
  • With this card, one can enjoy free valet parking service two times in a month via Valtrans at a few key locations throughout the UAE.
  • Cardholders can enjoy 4 Emirates Home check-in services within Dubai on a complimentary basis.
  • Apart from all these benefits, cardholders can enjoy several other benefits such as free airport transfers, golf privileges, concierge services, travel medical cover, travel inconvenience cover, and much more.
  • This card comes with exclusive features such as balance transfer, easy installment plan, and cash on call. 
 



ADIB Emirates Skywards World Card

 

 

Minimum Salary – AED 15000

 

Annual Membership Fee – AED 1500

Features & Benefits
  • Members of this card are entitled to receive rewards in terms of Skywards Miles on every USD spent on the following categories:5 Skywards Miles can be earned on every USD spent on Flydubai & Emirates.
  • 5 Skywards Miles can be earned on every USD spent on foreign currency.
  • 1 Skywards Miles can be earned on every USD spent on local currency.
  • 0.25 Skywards Miles can be earned on every USD spent on some specific categories.
  • Cardholders can avail 40,000 Skyward Miles as a signup bonus on their first spend. In addition to this, they can avail 20,000 Skyward Miles as a bonus on meeting the minimum spending requirement.
  • Primary cardholders of this ADIB credit card can avail Emirates Skywards Silver Tier membership and also they have the option to fast track to Emirates Skywards Gold Tier membership on making additional spending of AED 5500 on Emirates.
  • Cardholders can enjoy 2 Emirates Home check-in services within Dubai on a complimentary basis.
  • Members of this credit card can enjoy unlimited airport lounge access to more than 900 airport lounges globally.
  • With this card, one can enjoy free valet parking service two times in a month via Valtrans at a few key locations throughout the UAE.
  • Apart from all these benefits, cardholders can enjoy several other benefits such as free airport transfers, golf privileges, travel medical cover, travel inconvenience cover, and much more.
  • This card comes with exclusive features such as balance transfer, easy installment plan, and cash on call.
 

Features of the ADIB Credit Cards in UAE

There’s an ADIB card for everyone, from the ADIB credit card designed exclusively for football fans to the ADIB Platinum credit card’s famed foreign travel advantages. The characteristics and perks of ADIB credit cards are listed below.

Sharia-Compliant – Every ADIB credit card comes with a sharia-compliant and transparent banking process. The cards do not charge interest and instead share profits and risks with the depositors. One of the first Islamic Banking Business cards to be introduced in the UAE is the Business Covered ADIB credit card.

Balance Transfer – The low-profit rate balance transfer feature of the ADIB credit card makes it an ideal choice for individuals with debt. The credit limit that an ADIB credit card offers is substantially high, further making the balance transfer process convenient and profitable.

Security Measures – Chip and Pin is an innovative card technology used by ADIB credit cards. For all card transactions, this technology adds an extra degree of security. ADIB also takes online security precautions to ensure that the cardholder’s safety is not affected.

Contactless Payment – Many of the ADIB credit cards offer a contactless payment option. This prevents the credit card from damages and saves the cardholder’s valuable time that they could use for other daily activities instead.

Cash Withdrawals –  The cash withdrawal facility offered by ADIB credit cards is extremely flexible. Every ADIB credit card enables the cardholder to withdraw up to 100% of their available credit limit. This can be extremely helpful in times of a financial emergency such as when the cardholder is on a trip abroad and needs financial aid.

Global Partnerships – Aside from the great GCC partnerships that ADIB has created, as evidenced by the Rotana ADIB credit card, the bank also has invaluable global connections. ADIB’s connection with major credit card payment networks such as Visa and MasterCard allows the bank to provide cardholders with a variety of global perks.

Supplementary Card –  Almost every ADIB credit card comes with up to four complimentary supplemental cards for the primary cardholder. These cards can be used by eligible family members to take advantage of the ADIB cards’ privileges and perks.


 

Benefits of the ADIB Credit Cards in UAE

Every ADIB credit card offers its own unique blend of rewards and benefits. Some of the most popular benefits common among the various cards are mentioned below:

Cashback – Visa Rewards ADIB credit cards and VISA Cashback ADIB Platinum credit cards, for example, offer guaranteed cashback on every purchase made with the card. This perk is available for purchases both locally and internationally, including restaurants, hotel reservations, flight tickets, and much more.

Travel Benefits –  Apart from discounts on holiday packages, some ADIB credit cards even offer comprehensive travel insurance benefits. It provides coverage in case of travel interruptions and provides medical insurance coverage in case of a medical emergency.

Hotel Bookings –  Exclusive savings on Rotana resorts across the GCC are available with cards like the Rotana Rewards ADIB credit card. Furthermore, the Visa-affiliated ADIB credit cards provide discounts on hotel and resort reservations all around the world.

Airline Advantages – Etihad Guest Miles can be earned with the Etihad line of ADIB credit cards. Guest Miles can be redeemed for free flights, premium clothing, electronic purchases, and more. While many ADIB credit cards provide access to lounges in hundreds of airports across the world, some even provide complimentary guest passes for lounge visits.

Talk-Time – The Etisalat credit cards from ADIB allow cardholders to collect Smile Points, which can be redeemed for practically limitless talk time. The Etisalat ADIB credit card, which is partnered with one of the UAE’s leading telecom brands, gives users exceptional incentives.

Football Benefits – The football-specific ADIB credit card, which caters to the UAE’s massive football fan base, offers absolutely fantastic deals in the UAE. A portion of the annual charge goes to the cardholder’s favorite sports team. In addition, the team name is printed on the card, allowing fans to demonstrate their support for their favorite team. The card also provides a flat 1% reward on all purchases.


 

Eligibility for ADIB Credit Cards

The ADIB credit card eligibility requirements may be changed at any time at the ADIB’s discretion. However, the following are the most typical criteria for eligibility:

Age  – ADIB credit card applicants must be at least 18 years of age. Minors under the age of 18 may apply for a card jointly with their legal guardian. The upper age limit defined in the ADIB credit card eligibility criteria may further vary from 65 to 75 years.

Minimum Income – Every ADIB credit card comes with a minimum income eligibility criterion. The better the ADIB credit card offers are, the greater the minimum salary requirement will be.

Credit History  – All ADIB credit card applicants are vetted through a credit history check. The applicant’s past loan records, repayment history, and delinquencies are checked to ensure they can pay their credit card bills. It is recommended to maintain good banking history at least for a year since applicants may be asked to provide 3-6 months of banking statements to fulfill the ADIB credit card eligibility.


 

Documents Required for ADIB Credit Cards

The applicant must also present all of the relevant paperwork in order to be eligible for an ADIB credit card. To apply for an ADIB credit card, you’ll need to bring the following documents:

1. Original passport and a valid copy of the same.
2. Original Emirates ID (for UAE residents) and a valid copy of the same
3. Last 3 months of the applicant’s bank statement.
4. A recent salary slip/certificate from the present employer. This should not be more than a month old. 

Documents for Business Covered Cards 

The documents required for a Business Covered ADIB credit card are slightly different. These are mentioned below: 

1. Latest 6 – 12 months of bank statement as per the company’s
2. Any original documents from the following list as applicable:

Trade license
Membership Certificate from the Chamber of Commerce
Commercial Registration
Memorandum of Association
Power of Attorney
Board Resolutions 


2. Original passports of all the partners and copies of the same.
3. Original residence visas of all the signatories and copies of the same.
4. Original Emirates IDs of all the signers and copies of the same.
5. Additional documentation for a specific ADIB credit 


 

How to Apply for an ADIB Credit Card?

The applicant can apply for the ADIB credit card in the following ways: 

1. The applicant can submit all the necessary documents at any of the ADIB branches in the The full list of ADIB branches may be found online.

2. The applicant can apply for the ADIB credit card The applicant can simply select the preferred ADIB credit card and click on the Apply Now button and Once you submit the form one of BankbyChoice credit card expert will reach you out soon!


 

ADIB Credit Card Limit

The ADIB credit card allows applicants to set their own credit limit by submitting a security check for 5% higher than the chosen limit. The cardholder is expected to stay under the credit limit set by the bank. Any spending that exceeds the budget will result in a penalty fee. If the outstanding balance is not settled within two business days, the ADIB credit card may be cancelled.

The Business Covered ADIB credit cards offer a fixed credit limit as supplied by the employer. The two business covered cards and their associated credit limits are mentioned below:

ADIB Business Gold Covered Card

This ADIB credit card offers has an AED 150,000 credit limit. 

ADIB Business Platinum Covered Card

1. The Business Covered ADIB Platinum credit card has an AED 250,000 credit limit. 
2. The cardholder can request a temporary increase in their ADIB credit card limit by paying a nominal fee of AED 50.

Members of the ADIB credit card can engage into a Murabaha contract with the bank instead of using their personal funds to cover the established credit limit. The principal ADIB credit card member agrees to a credit limit with the bank and is expected to pay a portion of the used amount every month under a Murabaha contract. The security deposit is put into an investment account, which is then used to buy shares in various commodities, with ADIB and the cardholder sharing investment risks.

The Murabaha contract and other ADIB credit card terms and conditions can be found in its entirety online.

 

ADIB Credit Card Charges

In full compliance with the principles of Islamic Banking, ADIB credit cards offer a completely transparent system of fees and charges. Some of the most commonly seen ADIB credit card charges are as follows: 

Late Payment Charge: AED 100 (This amount is donated to charity.)

Returned Cheque Charge: AED 100

Card Replacement Charge: AED 75

No Liability Certificate Charge: AED 50

Additional Credit Card Statement Charge: AED 45 

You can find the breakdown of fees and charges for all ADIB credit cards online.

 

ADIB Credit Card Payment Options

The ADIB credit card payment options are incredibly diverse. ADIB credit card payments and charges can     be settled in the following ways:

Offline – Payments for ADIB credit cards can be done in person at any of their branches. The cardholder must give pertinent information, including their card number and account information. Cash or a check can be used to pay for credit card transactions. Online, you can find a list of branches.

Internet Banking – The ADIB Credit Card online portal is known as e-ADIB. It offers the latest internet banking facility and can    be used to make credit card payments.

Cash Deposit Machines – Payment for ADIB credit card charges and monthly dues can be made via cash or cheque at any of the available ADIB cash deposit machines in the UAE. In case the cardholder makes a payment via  cheque, they ought to ensure that they have mentioned the account number on the backside of the cheque. The full   list of CDMs can be found online.

Telephone Banking – Telephone banking is another ADIB credit card payment option, which can be initiated by contacting the ADIB helpline number.

Mobile Banking – The card member can use the convenient and secure ADIB mobile app to access banking details, transfer funds and more.

SMS Banking – While SMS banking cannot be used to make ADIB credit card payments, it is an extremely helpful way to track account balance. The cardholder can simply text ‘BAL’ to the dedicated number for account balance inquiries. 

 

How to Cancel Your ADIB Credit Card?

The primary member of an ADIB credit card can request for the cancellation of their card by submitting a written request to ADIB.
The cancellation process will be deemed to be complete only after: 

1. All primary and supplementary ADIB credit cards have been
2. The outstanding amount has been paid in full by the
3. There should be a confirmation that no pending transactions have been made within 45 days of the cancel 

 

Why Choose ADIB Credit Cards?

The reasons to pick an ADIB credit card are countless. Here are some of the best reasons why one should   opt for ADIB credit cards:

Sharia Compliance The ADIB credit card allows you to bank in a way that is sharia-compliant. ADIB credit cards have no interest rates and offer a variety of charitable giving opportunities. The Business Covered ADIB credit card provides corporate cardholders in the UAE with a first-of-its-kind purchasing capacity.

Lucrative Balance Transfer – Rather than paying high fees and charges on overdue balance, tons of UAE residents opt for a  0%  profit  rate balance transfer that an ADIB credit card offers. These balance transfers fall into two categories: 

1. The option to transfer up to 50% of the ADIB credit card credit limit at 0% profit rate and a tenor of 12 months.
2. The option to transfer 100% of the ADIB credit card limit at 0% profit rate and a tenor of 3 months. 

Online Transaction Security – Every ADIB credit card offers the cardholder the opportunity to set up a WebSecure This pin is personal to the cardholder and provides an added layer of security for all online transactions.   Details of the WebSecure program for ADIB credit card online purchases can be found online.

ADIB Credit Card Payment Options – ADIB offers a wide range of credit card payment alternatives, including online, mobile, telephonic, CDM, and more. Major payment networks like as Visa and MasterCard have further verified these platforms, giving them a high level of legitimacy and security.

UAE Football – With the unique Football ADIB credit card, cardholders may show their support for their favorite UAE football team. The ADIB credit card not only comes with a customised card with the team’s name on it, but it also donates 20% of the card’s yearly cost to the chosen charity. Furthermore, the cardholder receives 1% reward on all purchases made with the card.

Great Discounts – There is an ADIB credit card for anything a credit card application wants, whether it’s talk time, dining, sports, hotel booking, travel discounts, air miles, or cash back. While each ADIB credit card comes with its unique set of privileges and incentives, the ADIB Visa Platinum card allows the cardholder global Visa access.

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Avail up to 20% Cashback on daily spends! Simply apply with your Emirates ID