ADCB Credit Cards In UAE

ADCB credit cards in UAE come with a variety of special bonuses, features, and rewards. To meet the basic financial needs of individual applicants, the bank offers both conventional and Islamic credit cards. Using the ADCB credit card can be a genuinely gratifying experience for the credit card applicant.

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Best ADCB Credit Cards
ADCB Guest Credit Card
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ADCB Etihad Guest Infinite Credit Card

 

Minimum Salary – AED 40000

Annual Membership Fee – AED 2625

Features & Benefits
  • Signup Bonus: As a sign-up bonus, the ADCB Etihad Guest Infinite Card offers 60,000 Etihad Guest
  • Etihad Guest Miles: The cardholder can earn 2 Etihad Guest Miles for local purchases. Additionally, they earn 3 Etihad Guest Miles when the card is used for purchases with Etihad Airways and for foreign purchases.
  • Monthly Bonus: Cardholders will also receive 5,000 Etihad Guest Miles as a monthly bonus when their monthly purchases are equivalent to or higher than USD 5,000.
  • Tier Miles: The cardholder can earn Tier Miles on making purchasing through this credit card. They can earn 1 Etihad Guest Tier mile for each USD of eligible purchase, local as well as international.
  • Travel Benefits: Members of this credit card can avail a wide range of travel perks that includes:Etihad Guest Gold Tier Membership
  • A maximum of 4 flight upgrade vouchers on a complimentary basis.
  • Airport chauffeur rides with Careem on a complimentary basis.
  • Free airport lounge access at 1,000+ airport lounges.
  • A maximum of 12% discount on Agoda bookings
  • 8% off on Hotels.com.
  • Benefits of Visa Luxury hotel collection
  • Multi-trip travel insurance
  • Lifestyle Benefits: This ADCB Credit card offers top of the line lifestyle benefits and they are as follows:Free golf access at some of the leading golf courses across the UAE.
  • Buy one get one free offer at Caribou Coffee.
  • Various 2 for 1 offers through the MENA app.
  • Exclusive offers and privileges at Yas Island Adventure Parks.
  • A maximum of 30% discount at more than 1400 restaurants all over the UAE and also exciting offers on shopping, travel, and entertainment.
  • Round the clock concierge service globally.
  • ADCB Mobile Application: This official mobile app helps the cardholder in managing and controlling the transactions and maintaining spending limits simply by using their mobile phones.
  • Minimum Due Amount: The card member can pay as little as 5% of the outstanding amount every month. month. They can carry forward the outstanding balance to the billing cycle of next month.
  • Credit Card Shield (Takaful): This ADCB credit card provides protection to the cardholder in case of critical illness or permanent disability, involuntary employment loss, or even natural death. death. In order to avail these benefits, the cardholder has to enroll themselves in the Takaful program by paying a nominal monthly fee of 1.0395%of the entire outstanding amount. The maximum coverage offered is AED 200,000.
  • Misuse Protection: The cardholder can keep their card protected against the fraudulent or unauthorized transactions or use of card by unwanted third parties. parties.
  • Purchase Protection: The cardholder can avail free purchase protection on the products purchased using this ADCB Credit Card valid from the purchase date up to 90 days. It covers the loss or theft of goods as well as accidental damage.
  • Extended Warranty: The card member can avail an extended manufacturer’s or retailer’s warranty for up to 1 year on various products purchased using this credit card.
  • Easy Installments: This ADCB Credit Card allows the user to split their transactions in simple zero % Profit Payment Plan for 24 months (maximum).
  • Balance Transfers: The card member can easily transfer their outstanding balance from other bank’s credit card to this ADCB credit card at no interest.
  • Credit Card Loan: With this ADCB credit card, the cardholder can get cash against their available credit limit with a pay order. order. They can repay the amount in easy installments of a maximum of 24 months.
  • Interest-Free Period: The cardholder can enjoy an interest-free tenure of up to 55 days if they keep paying their balance outstanding in full on or before the due date.
ADCB Signature Credit Card
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ADCB Etihad Guest Signature Credit Card

 

Minimum Salary – AED 30000

Annual Membership Fee – AED 1050

Features & Benefits
  • Signup Bonus: As a sign-up bonus, the ADCB Etihad Guest Signature Credit Card offers 35,000 Etihad Guest during the 1st year of card membership.
  • Etihad Guest Miles: The cardholder can earn 1.25 Etihad Guest Miles for local purchases. Additionally, they earn 2 Etihad Guest Miles when the card is used for purchases with Etihad Airways and for foreign purchases.
  • Monthly Bonus: Cardholders will also receive 2,000 Etihad Guest Miles as a monthly bonus when their monthly purchases are equivalent to or higher than USD 2,000.
  • Tier Miles: The cardholder can earn Tier Miles on making purchasing through this credit card. They can earn 1 Etihad Guest Tier mile for each USD of eligible purchase, local as well as international.
  • Travel Benefits: Members of this credit card can avail a wide range of travel perks that includes:Etihad Guest Silver Tier Membership
  • A maximum of 2 flight upgrade vouchers on a complimentary basis.
  • Airport chauffeur rides with Careem on a complimentary basis.
  • Free airport lounge access at 1000+ airport lounges.
  • A maximum of 12% discount on Agoda bookings
  • 8% off through Hotels.com
  • Benefits of Visa Luxury hotel collection
  • Multi-trip travel insurance
  • Lifestyle Benefits: This ADCB Credit card offers top of the line lifestyle benefits and they are as follows:Free golf access at some of the leading golf courses.
  • Various 2 for 1 offers through the MENA app.
  • Exclusive offers and privileges at Yas Island Adventure Parks.
  • A maximum of 30% discount at more than 1400 restaurants all over the UAE and also exciting offers on shopping, travel, and entertainment.
  • Round the clock concierge service globally.
  • ADCB Mobile Application: This official mobile app helps the cardholder in managing and controlling the transactions and maintaining spending limits simply by using their mobile phones.
  • Minimum Due Amount: The card member can pay as little as 5% of the outstanding amount every month They can carry forward the outstanding balance to the billing cycle of next month.
  • Credit Card Shield (Takaful): This ADCB credit card provides protection to the cardholder in case of critical illness or permanent disability, involuntary employment loss, or even natural death. death. In order to avail these benefits, the cardholder has to enroll themselves in the Takaful program by paying a nominal monthly fee of 1.0395%of the entire outstanding amount. The maximum coverage offered is AED 100,000.
  • Misuse Protection: The cardholder can keep their card protected against fraudulent or unauthorized transactions or use of card by unwanted third parties. parties.
  • Purchase Protection: The cardholder can avail free purchase protection on the products purchased using this ADCB Credit Card valid from the purchase date up to 365 days. It covers the loss or theft of goods as well as accidental damage.
  • Extended Warranty: The card member can avail an extended manufacturer’s or retailer’s warranty for up to 1 yearon various products purchased using this credit card.
  • Easy Installments: This ADCB Credit Card allows the user to split their transactions in simple zero % Profit Payment Plan for 48 months (maximum).
  • Balance Transfers: The card member can easily transfer their outstanding balance from other bank’s credit card to this ADCB credit card at no interest.
  • Cash Loan: With this ADCB credit card, the cardholder can get cash against their available credit limit with a pay order. order. They can repay the amount in easy installments of a maximum of up to 48 months.
  • Interest-Free Period: The cardholder can enjoy an interest-free tenure of up to 55 days if they keep paying their balance outstanding in full on or before the due date. date.
ADCB Platinum Credit Card
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ADCB Etihad Guest Platinum Credit Card

 

Minimum Salary – AED 15000

Annual Membership Fee – AED 525

Features & Benefits
  • Signup Bonus: As a sign-up bonus, the ADCB Etihad Guest Platinum Credit Card offers 12,000 Etihad Guest Miles during the 1st year of card membership.
  • Etihad Guest Miles: The cardholder can earn 1 Etihad Guest Miles for local purchases. Additionally, they earn 1.25 Etihad Guest Miles when the card is used for purchases with Etihad Airways and for foreign purchases.
  • Monthly Bonus: Cardholders will also receive 1,000 Etihad Guest Miles as a monthly bonus when their monthly purchases are equivalent to or higher than USD 1,000.
  • Travel Benefits: Members of this credit card can avail a wide range of travel perks that includes:3 free airport lounge access at 1000+ airport lounges.
  • A maximum of 12% discount on Agoda bookings
  • 8% off on Hotels.com
  • Benefits of Visa Luxury hotel collection
  • Lifestyle Benefits: This ADCB Credit card offers top of the line lifestyle benefits and they are as follows:Various 2 for 1 offers through the MENA app
  • Exclusive offers and privileges at Yas Island Adventure Parks
  • A maximum of 30% discount at more than 1400 restaurants all over the UAE and also exciting offers on shopping, travel, and entertainment.
  • ADCB Mobile Application: This official mobile app helps the cardholder in managing and controlling the transactions and maintaining spending limits simply by using their mobile phones.
  • Purchase Protection: The cardholder can avail free purchase protection on the products purchased using the ADCB Credit Card valid from the purchase date up to 365 days. It covers the loss or theft of goods as well as accidental damage.
  • Extended Warranty: The card member can avail an extended manufacturer’s or retailer’s warranty for up to 1 year on various products purchased using this credit card.
  • Credit Card Shield: This ADCB credit card provides protection to the cardholder in case of critical illness or permanent disability, involuntary employment loss, or even natural death. In order to avail these benefits, the cardholder has to enroll themselves in the Takaful program by paying a nominal monthly fee of 1.0395% of the entire outstanding amount.
  • Easy Installments: This ADCB Credit Card allows the user to split their transactions in a Profit Payment Plan at low interest rates with terms of up to 48 months. When shopping at the partner merchants, payments can be made in installments at 0% interest charges and at a low processing fee.
  • Balance Transfers: The card member can easily transfer their outstanding balance from other bank’s credit card to this ADCB credit card at no interest and can repay over a tenure of 48 months in easy installments at low interest charges.
  • Cash Loan: With this ADCB credit card, the cardholder can get cash against their available credit limit with a credit card loan. They can repay the amount in easy installments of a maximum of 48 months.
  • Interest-Free Period: The cardholder can enjoy an interest-free tenure of up to 55 days if they keep paying their balance outstanding in full on or before the due date. date.
  • 0% Interest on Payments of School Fee: The cardmember can convert the school fee payment of their child into easy instalments of up to 12 months at 0% interest charges and a nominal processing fee.
ADCB Infinite Credit Card
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ADCB Touchpoints Infinite Credit Card

 

Minimum Salary – AED 40000

Annual Membership Fee – AED 1050

Features & Benefits
  • Movie Offers: The cardholder can enjoy BOGO offer at VOX cinemas.
  • Lifestyle Benefits: This credit card offers various lifestyle benefits including:Free two nights’ stay at various hotels around the globe
  • Free Platinum Membership at U by Emaar
  • BOGO offers at Caribou coffee
  • 20% discount on Talabat orders
  • 15% discount on noon.com
  • 50% discount on weekend rides with Careem
  • 15% discount on Noon.com
  • Exclusive offers and privileges at Yas Island Adventure Parks
  • Free golf access
  • 24/7 global concierge services
  • Various 2 for 1 offers through MENA app
  • Travel Benefits: The cardholder can avail free unlimited access to more than 850 airport lounges around many cities across the globe. They can also enjoy discounts on hotel booking via Agoda, free airport chauffer, and access to airport dining offers via Dragon Pass Dine and Fly.
  • Visa Benefits: This Visa card lets you enjoy various attractive lifestyle experiences and privileges from dining to golf to shopping and many others.
  • ADCB Mobile Application: This official mobile app helps the cardholder in managing and controlling the transactions and maintaining spending limits simply by using their mobile phones.
  • Minimum Due Amount: The card member can pay as little as 5% of the outstanding amount every month They can carry forward the outstanding balance to the billing cycle of next month.
  • Easy Installments: This ADCB Credit Card allows the user to split their transactions in a simple Profit Payment Plan for 24 months (maximum) at low rates of interest. Additionally, when shopping with the bank’s wide partner network, purchases can be paid back in installments at 0% interest charges.
  • Balance Transfer: The cardholder can save on their interest expenses by transferring their outstanding amount balances from other bank’s credit cards to this ADCB credit card. Also, they can enjoy the flexibility of 0% rate of interest and repay in easy to pay monthly installments of a maximum of 12 months.
  • Interest-Free Period: The cardholder can enjoy an interest-free tenure of up to 55 days if they keep paying their balance outstanding in full on or before the due date. date.
  • Debit Instructions: The cardholder can setup automatic debit instructions for making payments through their current or savings account.
  • Cash Loan: With this credit card, the cardholder can avail the ADCB credit card loan facility through which they get cash against their available credit limit. The money will get transferred to their bank account within 3 working days and the repayment of the amount can be done in easy installments of up to 12 months.
  • School Fee Payments: With this ADCB credit card, the cardholder can convert their child’s school & college fees into monthly installments with 0 rate of interest for a maximum of 12 months.
  • Credit Shield: At a nominal monthly fee, cardholders can opt for the credit shield that offers  them protection for the outstanding balance up to AED 200,000 in case of  any  unforeseen events  such as critical illness, permanent total disablement, natural death, and involuntary loss of job.
  • Misuse Protection: The cardholder can keep their card protected against the fraudulent or unauthorized transactions or use of card by unwanted third parties. parties.
  • Multi-Trip Travel Cover: The ADCB offers a free multi-trip travel cover with this credit card, which protects the cardholder and their family on local and international trips for a maximum of 90 days.
  • TouchPoints Reward Program: With this ADCB TouchPoints Credit Card, the cardholder can earn 1.5 TouchPoints for each AED spent. They can receive 15,000 TouchPoints as bonus on spending AED 15,000 every month.
ADCB Titanium Credit Card
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ADCB LuLu Titanium Credit Card

 

Minimum Salary – AED 5000

Annual Membership Fee – Free For Life

Features & Benefits
  1. Complimentary Lounge Access: The cardholder can enjoy complimentary airport lounge access at around 10 airport lounges across the Middle East which includes UAE, Egypt, KSA, Kuwait, and Jordon.
  2. Extra Privileges at Amusement Parks: At Ferrari World Abu Dhabi, Warner Brothers World and Yas Waterworld Abu Dhabi, the card member can enjoy up to 15% discount on general admission tickets and passes purchased at the park ticket counters, 10% discount on food & beverages, 15% discount on Merchandise, and free quick passes worth AED 150 for priority access to ticket counters and rides.

Note- 0% interest payment plan is available on all purchases above AED 500 made at these amusement parks.

  1. Buy 1 Get 1 Offer: This ADCB credit card offers hundreds of Buy 1 Get 1 offer on fine dining, premium spas and much more across the Middle East & Africa.
  2. Careem Rides: Cardholders can avail 20% discount on three Careem rides each month. In order to avail this offer, they need to use the promo code MASTERCARD at the time of booking.
  3. ADCB Mobile Application: This official mobile app helps the cardholder in managing and controlling the transactions and maintaining spending limits simply by using their mobile phones.
  4. Interest-Free Period: The cardholder can enjoy an interest-free tenure of up to 55 days if they keep paying their balance outstanding in full on or before the due date.
  5. Minimum Due Amount: The card member can pay as little as 5% of their outstanding amount month. They can carry forward the outstanding balance to the billing cycle of next month.
  6. No Interest Balance Transfer: This feature can be availed within 90 days of registration of the card along with the flexibility of making easy repayment through installments of 24 months (maximum).
  7. Credit Card Loan: With this credit card, the cardholder can avail the ADCB credit card loan facility through which they get cash against their available credit limit. The repayment of the amount can be done in easy installments of up to 24 months.
  8. Installment plans: This credit card allows the user to split their transactions in simple 0% Profit Payment Plan for 24 months (maximum) at low rates of interest. Additionally, when shopping at partner retailers these installments can be repaid at a 0% rate of interest.
  9. Credit Shield: At a nominal monthly fee, the card offers an optional insurance plan which covers the outstanding balance of the card for up to the limit of AED 200,000 against any unforeseen event such as critical illness, permanent total disablement, natural death, and involuntary loss of employment.
  10. LuLu Points: With the ADCB Credit Card, the cardholder can earn up to 3.5 LuLu points for each AED spent at a LuLu store. For other purchases, they can earn 1 LuLu point for each AED spent. LuLu Points can be redeemed for as low as 5,000 points with both primary and supplementary cards by simply presenting the LuLu credit card at the LuLu Hypermarkets’ checkout counters. 
Travel Credit Card in UAE
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ADCB Traveler Credit Card

 

Minimum Salary – AED 20000

Annual Membership Fee – AED 1050

Features & Benefits
  1. Complimentary Airport Lounge Access: The member of this ADCB credit card can enjoy unlimited free access to more than 900 premium airport lounges across various
  2. Discount on Air Tickets and Hotel Bookings: With this ADCB credit card, the cardholder can get up to 20% off on flight bookings when booked through Cleartrip. They can also get 20% off on hotel bookings when booked through hotels.com.
  3. Complimentary Hotel Stays: On a minimum spend of AED 150,000 in a year, the cardholder can avail up to 6 nights’ complimentary hotel stay. In addition to this, the member of this travel credit card will get 2 nights complimentary hotel stay voucher as a sign-up bonus.
  4. Discount on Careem Rides: The card member can get 20% off on Careem Rides three times a month.
  5. Complimentary Travel Insurance: The cardholder can avail complimentary travel insurance offered by this ADCB credit card.
  6. Starwood Resorts & Hotels: This ADCB credit card benefits include offers on Starwood Resorts and Hotels. The cardholder can make a booking of 2 nights & get the 3rd night complimentary.
  7. No Foreign Currency Charges:ADCB does not charge any processing fee on using this travel card internationally.
  8. ADCB Mobile Application: This official mobile app helps the cardholder in managing and controlling the transactions and maintaining spending limits simply by using their mobile phones.
  9. Interest-Free Period: The cardholder can enjoy an interest-free tenure of up to 55 days if they keep paying their balance outstanding in full on or before the due date.
  10. Extra Privileges at Amusement Parks: At Ferrari World Abu Dhabi, Warner Brothers World and Yas Waterworld Abu Dhabi, the card member can get up to 15% discount on general admission tickets and passes purchased at the park ticket counters, 10% discount on food & beverages, 15% discount on Merchandise, and free quick passes worth AED 150 for priority access to ticket counters and rides.

Note- 0% interest payment plan is available on all purchases above AED 500 made at these amusement parks.

  1. Complimentary Golf Access: The card member can get free access to a range of golf clubs including The Track Meydan Golf Dubai, Yas Links Golf Club Abu Dhabi, and Arabian Ranches Golf Club
  2. Buy one, Get one offers:The cardholder can avail hundreds of free offers across the Middle East & Africa throughout fine dining establishments, premium spas & much more.
  3. Minimum Due Amount: The card member can pay as little as 5% of their outstanding amount every month month. They can carry forward the outstanding amount of balance to the billing cycle of next month.
  4. Cash Loan: With this credit card, the cardholder can avail the ADCB credit card loan facility through which they get cash against their available credit limit. The repayment of the amount can be done in easy installments of up to 24 months at low interest charges.
  5. Credit Shield: At a nominal monthly fee, the card offers an optional insurance plan which covers the outstanding balance of the card for up to the limit of AED 200,000 against any unforeseen event such as critical illness, permanent total disablement, or natural death.
  6. No Interest Balance Transfer: This feature can be availed within 90 days of registration of the card along with the flexibility of making easy repayment through installments of 24 months (maximum).
  7. Installment Plan: This ADCB Credit Card allows the user to split their transactions in simple 0% Profit Payment Plan for 24 months (maximum) at nominal interest charges. Additionally, when shopping at the partner retailers, the installments can be paid back at 0% interest. 

Features & Benefits of the ADCB Credit Card in UAE

Following are the major benefits and features offered by ADCB credit card:

1. Airport Lounge Access – With the ADCB credit card, cardholders can spend their waiting time at one of hundreds of elegant airport lounges worldwide. This privilege is extended to the principal cardholder’s guest.

2. Golf Benefits – The UAE is home to some of the best golf courses in the world. With the ADCB credit cards, the card member can avail complimentary access to some of the best golf courses across the country. Upon spending a minimum amount per month, some ADCB credit cards offer complimentary golf access.

3. Free Movie Ticket Offers – Members of select ADCB credit cards can take advantage of Buy One Get One Free offers on movie tickets at VOX Cinemas across the country. It’s good for 2D, 3D, and IMAX movie tickets purchased with an ADCB credit card on VOX Cinemas’ official website or the VOX Mobile App.

Best of all, there is no requirement for a minimum monthly purchase to be eligible for this fantastic offer. For moviegoers, this is nothing short of a pleasure.

4. Installment Plans – Majority of the ADCB credit cards offer the cardholder to convert high-value transactions into monthly installment plans at low-interest rates and tenors of up to 24 months. In addition to this, it also offers 0% installment payment plans for specific merchants.

5. No Annual Fees –  Many of the ADCB credit cards are fee-free for life. ADCB credit cards compare also loaded with exciting benefits and features that enable the cardholder to make the most of their credit card.

6. Credit Shield – Credit Shield is an insurance product offered by ADCB credit cards. Abu Dhabi National Insurance Company covers any unanticipated occurrence such as critical sickness, natural death, permanent total disability, and involuntary loss of job under this insurance policy (ADNIC).

7. Convenient Payment Options – The cardholder can pay their outstanding balance on their ADCB Credit Card using Personal Internet Banking, Mobile Banking, Cash Deposit Machines, or any ADCB branch. They can also use their ADCB Savings or Current Bank Account to set up auto debit instructions to pay off their credit card payment. Members of the ADCB credit card can also pay at ENOC/EPPCO, UAE Exchange, AI Ansari Exchange, or LuLu Exchange locations.

Eligibility Criteria of ADCB Credit Card in UAE

Applying for an ADCB credit card is not difficult if the candidate meets the ADCB credit card eligibility standards. Some of the elements that go into determining whether or not an application is eligible for an ADCB credit card are as follows:

Age: In order to apply for an ADCB card, the applicant should fall in the age group of 21 years to 65 years.

Income: Each of the ADCB Credit Card comes with a minimum monthly income. It means that the applicant should have a steady source of income. They must have the proof of permanent monthly income to be eligible for ADCB credit cards.

Address Proof: A valid residence address is also required to complete the credit card application.

Credit Score: No matter how good the monthly salary is, poor credit history may result in rejection of the credit card. That is why having a good credit history is essential for getting an ADCB credit card.  

How to Apply for an ADCB Credit Card in UAE?

1. Online Application – Banks in the United Arab Emirates now offer an online application process. Applicants can go to the ADCB official website’s credit cards area to learn more about the credit card’s features, perks, and requirements, and then choose the credit card that best suits their financial needs and requirements.

They can apply for a credit card by clicking the apply button, filling out the needed information, and submitting their application. The bank officials will verify the legitimacy of the submitted information once all of the details have been filled in.

They will decide whether or not the applicant is eligible for a credit card based on the applicant’s eligibility criteria.

2. Bank Branch Visit – The applicant can also opt for an ADCB credit card by visiting the nearest bank branch and apply for the credit card that suits their basic requirements. The applicant has to fill in all the basic details in the credit  card application form. If they meet the eligibility criteria as per the bank’s guidelines, their credit card application will be taken forward.

3. Phone Banking – The applicant can also apply for an ADCB credit card by contacting the bank on their official number. 

Documents Required for ADCB Credit Card

1. Documents required to complete the ADCB credit card application are as follows: 
2. Passport (For expats)
3. UAE Residence Visa (For expats)
4. Emirates ID
5. Salary Certificate
6. 3 to 6 months’ bank statements Address Proofs (such as utility bills)
7. A trade license (for self-employed individuals) 

ADCB Credit Card Limit

The card limit on various ADCB credit cards varies. The following typical parameters are taken into account when determining the credit card limit for each applicant.

1. Type of ADCB credit card
2. Credit history of the applicant
3. Income & other debts
4. Track record with ADCB 

Fees & Charges of ADCB Credit Cards in UAE

Before using the ADCB credit card, it is critical to understand the various charges that apply. It assists in avoiding further charges. The following are the fees and charges that apply to ADCB credit cards:

1. Annual Membership Fees: Vary from card to card
2. Latepayment Fees: AED 50 (if the minimum payment due is not paid by the due date)
3. Over Limit Fees: AED 75
4. Card replacement fee: AED 75 

How to Cancel an ADCB Credit Card?

If the cardholder is unable to use the card, they should cancel it promptly to avoid charges accruing on the unused ADCB credit card. This saves them money by preventing them from having to pay additional fees.

To cancel an ADCB credit card, the cardholder must contact the company’s customer service department and make a cancellation request. For the same, the representative may need written confirmation. Also, keep in mind that the cancel request will only be processed when the cardholder has paid the remaining balance in full. The bank will terminate the credit card once all dues have been paid.

However, the bank may also cancel the credit card from their end in the following cases: 

1. If the card member has been continuously missing the payment of their credit card bill.
2. If the card member uses the card for unlawful
3. If the card has been inactive for a specific period of time (usually 12 months). 

Why Choose ADCB Credit Cards in UAE?

ADCB is renowned for offering innovative and customer-friendly financial services. ADCB credit cards are a prime example of their commitment to customers from all economic standings. There are a dozen of reasons to pick ADCB credit card; however, the following are the major ones.

Variety of Credit Cards – ADCB has succeeded to offer several categories for all types of credit card clients, ranging from free-for-life to high-reward credit cards. They have the option of selecting any credit card that best meets their demands, lifestyle, and budget.

Excellent Benefits & Features – Another major reason for choosing ADCB credit cards is that they are loaded with exciting benefits and features, which make the shopping experience truly rewarding.

Tie-up with Top Brands – The majority of credit cards include partnerships with well-known companies such as VOX Cinemas, The Track Meydan Golf Dubai, Yas Links Golf Club Abu Dhabi, St. Regis Hotels & Resorts, Westin, W Hotels, Sheraton, and others, which provide cardholders with additional perks and benefits.

Bankbychoice is a unique neutral online marketplace launched by professionals from the banking industry.  Every banks product offerings and features differ from one another. We know this business better, we at bankbychoice, will understand your exact requirement, compare the various available options in the market and guide you until product fulfillment.

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