Rakbank Credit Cards

RAKBANK, or the National Bank of Ras Al Khaimah, is one of the earliest banks in the Arab world. The bank was founded in 1976 and underwent a major transformation in 2001, when it shifted its focus from corporate financial services to comprehensive banking solutions (personal and corporate banking services). In order to keep up with the times, the bank has expanded its menu of services to include a variety of personal and business banking options throughout its 38 locations.

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RAKBANK FC Barcelona Platinum

Minimum Salary – AED 8000

Annual Membership Fee – AED 300

Features & Benefits

RAKBANK Lifestyle Discounts

The card member can explore a host of benefits and privileges offered by RAKBANK FC Barcelona Platinum Credit Card. They can swipe this card at partner outlets in the UAE ranging from Entertainment, Dining, Fashion, Fitness, and Spa, Getaways, Jewellery and Watches to Department Stores and avail amazing discounts.        

Benefits Galore with RAKBANK

Here is a complete list of the benefits offered by these credit cards:

  • It goes without saying that chauffeured airport pick-up/drop off services always come in handy, not to mention when it is offered 6 times as a complementary service each year from the UAE.
  • The cardholder can send money using RakMoney Transfer service from anywhere. Transferring money from one country is very easy with RAKBANK credit card. Here are the countries the cardholder can transfer money to with RAKBANK Credit Card– India, Europe, Philippines, Nepal, Sri Lanka, and Pakistan and in other parts of the world.
  • The card member is eligible to get interest-free credit for up to 55 days.
  • The cardholder can withdraw cash (up to 80% of the available limit) through cash advance service.
  • The minimum payment the cardholder needs to pay per month on RAKBANK Credit Card is 3%.
  • The credit comes with purchase protection at no extra cost.
  • The card offers free travel accident insurance plan- a specialized type of insurance plan that provides coverage against accidental death and physical disability.
  • The RAKBANK Credit Card offers 0% Payment Plan at various participating merchants and is available for a period of 3, 6, 9 or 12 months.
  • Shopping seems like a never-ending festival with RAKBANK Credit Card as the cardholder can avail fantastic discounts on electronics, jewelry, furnishing, dining, holidays and more.
  • The cardholder can avail special dining offers at 220 partner restaurants and eateries across the UAE under RAKfeast Dining Discount program.

MasterCard Benefits for the Convenience of Shopping and Travelling

Listed below are the special offers available on your RAKBANK Credit Card, courtesy of the MasterCard:

  • The cardholder can get access to over 25 airport lounges across select airports around the world.
  • The cardholder can avail the best deals on travel bookings on Cleartrip.
  • The cardholder can drive through the busiest highways with AVIS Car Rental Company that offers exciting discounts on premium chauffeur services.
  • The cardholder can enjoy exclusive shopping discounts on luxury products at Reebonz.
  • The cardholder can avail MyUS premium shipping discounts and complimentary membership.
  • The card member can enjoy an array of benefits and privileges when shopping for Bicester Village Shopping Collection.
  • The MasterCard member can benefit from the safety offered through the Purchase protection plan.
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RAKBANK Air Arabia Platinum

Minimum Salary – AED 5000

Annual Membership Fee – AED 400

Features & Benefits

Travel Benefits

  • The card member can avail a complimentary airport pick-up and drop-off facility 6 times each calendar year within the UAE and between Sharjah Airport and in any place in Dubai. Inter Emirates transfer from Dubai to Sharjah Airport is to be considered as 2 visits.
  • After getting the first free ride, the card member can get a discount of 20% thrice a month by adding their RAKBANK MasterCard as a payment option in the Careem
  • The card member can avail benefits like excess baggage and in-flight meal vouchers once they meet minimum spending requirements.
  • This RAKBANK Platinum Credit Card member can avail unlimited complimentary lounge access.
  • The cardholder can avail purchase protection and travel accident insurance.

Features of the RAKBANK Platinum Credit Card

  • It charges a low rate of interest on pending retail transactions.
  • It offers fantastic discounts on electronics, jewelry, furnishing, dining, holidays and more.
  • It charges no annual fee for the first year. In subsequent years, the card member won’t have to pay an annual fee in case they spend a minimum amount of AED 20,000.
  • The card member is eligible to opt for interest-free credit for up to 55 days.
  • The cardholder can withdraw cash (up to 80% of the available limit) through cash advance service.
  • The primary card member can apply for free supplementary credit card(s) for their eligible family member(s).
  • The card member can avail travel accident insurance benefit for free.
  • The card member can avail the benefit of MyUS Premium Shipping Discounts using their RAKBANK Credit Card.
  • The card member can make the most of special dining offers at 220 partner restaurants and eateries across the UAE, under RAKfeast Dining Discount
  • The RAKBANK Credit Card offers a 0% Payment Plan at various participating merchants and is available for a period of 3, 6, 9 or 12 months.
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HighFlyer Platinum Credit Card

Minimum Salary – AED 8000

Annual Membership Fee – Free For Life

Features & Benefits

Features of HighFlyer Platinum Credit Card

  • It doesn’t charge an annual
  • It charges a low-interest rate is on pending retail transactions.
  • Shopping seems like a never-ending celebration with RAKBANK Credit Card. It offers superb discounts on electronics, jewelry, furnishing, dining, holidays and more.
  • The card member is eligible to get interest-free credit for up to 55 days.
  • The primary card members can apply for free supplementary credit card(s) for their eligible family member(s).
  • This card offers free travel accident Insurance plan. It is a specialized type of insurance plan that offers coverage against accidental death and physical disability.
  • The card member is eligible to avail free purchase protection.
  • The cardholder can withdraw cash (up to 80% of the available limit) through cash advance service.
  • The cardholder can send money by RakMoney Transfer service.
  • RAKBANK Credit Card offers global discounts on various premium hotels and top-notch brands while traveling.
  • The MasterCard cardholder can avail Buy One Get One Offers at hotels, fine dining restaurants, cafes, attractions, entertainment zones throughout the Middle East and Africa.
  • The cardholder can avail a discount of 20% thrice a month by adding their RAKBANK MasterCard as a payment option.
  • The cardholder can avail unlimited complimentary access to airport lounges.
  • The cardholder can avail dining offers at 220 partner restaurants and eateries across the UAE, under RAKfeast Dining Discount
  • The cardholder can avail 0% Payment Plan at various participating merchants for a period of 3, 6, 9 or 12 months.
  • The cardholder can enjoy exclusive shopping discounts on luxury products at Reebonz online store.
  • The card member can avail travel discounts up to 30 % on flights and hotel bookings at Cleartrip.
  • The card member can avail discounts up to 60 % on Bicester Village Shopping Collection.
  • The cardholder can avail exciting discounts of up to 15% on car rental services across the Middle East, Europe, Africa, and Asia and 12% off on services across the United States and Canada at AVIS car rental company.
  • The cardholder can avail premium shipping discounts and a complimentary membership with MyUS.
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RAKBANK Titanium Credit Card

Minimum Salary – AED 5000

Annual Membership Fee – Free For Life

Features & Benefits
  • It doesn’t charge an annual
  • It charges a low-interest rate on pending retail transactions.
  • The cardholder can avail superb discounts on electronics, jewelry, furnishing, dining, holidays and more.
  • The cardholder can avail interest-free credit for up to 55 days.
  • The primary member can apply for free supplementary credit card(s) for their eligible family member(s).
  • The card member is eligible to avail free purchase protection.
  • The card member can avail free travel accident insurance.
  • The cardholder can withdraw cash (up to 80% of the available limit) through cash advance service.
  • The MasterCard member can avail Buy One Get One Offers across hotels, fine dining restaurants, cafes, attractions, entertainment zones throughout the Middle East and Africa.
  • Shopping seems like a never-ending festival with RAKBANK Titanium Credit Card as the card member can avail fantastic discounts on electronics, jewelry, furnishing, dining, holidays and more.
  • The cardholder can avail a discount of 20% thrice a month by adding their RAKBANK Mastercard as a payment option on Careem
  • The cardholder can avail unlimited complimentary access to airport lounges.
  • The cardholder can transfer money from anywhere with RakMoney Transfer service.
  • The cardholder can avail 0% Payment Plan at various participating merchants for a period of 3, 6, 9 or 12 months.
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RAKBANK Mastercard

Minimum Salary – AED 5000

Annual Membership Fee – Free For Life

Features & Benefits
  • It offers up to 1% Cashback on all international retail transactions including cash advances and online transactions.
  • It offers up to 1% Cashback on all local retail purchases put on the card in a month if the cardholder’s minimum monthly transaction is more than 1000 Emirati Dirham.
  • The card comes with a zero annual fee.
  • The RAKBANK MasterCard credit cardholder is eligible to get credit without interest for a definite time period.
  • The card charges a low-interest rate on pending retail transactions.
  • The eligible card members can apply for free supplementary card(s) for their eligible family member(s).
  • The cardholder can withdraw cash (up to 80% of the available limit) through cash advance service.
  • The card offers additional benefits like purchase protection and travel accident insurance.
  • The cardholder can make the most of special dining offers at various partner restaurants and eateries across the UAE, by courtesy of the RAKfeast Dining Discount program.
  • RAKBANK MASTERCARD Credit Card offers privileged discounts on dining and shopping spends.
  • The cardholder can send money by RakMoney Transfer service from anywhere. The RAKBANK Credit Card comes with a 0% Payment Plan at various participating merchants and is available for a definite period of time.
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RAKBANK Kalyan Jewellers

Minimum Salary – AED 5000

Annual Membership Fee – Free For Life

Features & Benefits
  • The card doesn’t charge an annual fee.
  • The card charges a low-interest rate on outstanding credit card bill.
  • The primary card member can apply for free supplementary credit card(s) for their eligible family member(s).
  • The cardholder can withdraw cash (up to 80% of the available limit) through cash advance service.
  • The card member is also eligible to avail interest-free credit for up to 55 days.
  • The card charges a minimum payment as 3% of the outstanding balance.
  • The cardholder can send money using RakMoney Transfer service from anywhere.
  • The cardholder can use RAKBANK ATM or any of the participating exchange houses for making the credit card payment.
  • The RAKBANK Credit Card member can avail a 0% Payment Plan for a period of 3, 6, 9 or 12 months.
  • The cardholder can avail fantastic discounts on electronics, jewelry, furnishing, dining, holidays and more.
  • The cardholder can avail a discount of 20% thrice a month by adding their RAKBANK MasterCard as a payment option in the Careem
  • The MasterCard members can avail Buy One Get One Offers spanning across hotels, fine dining restaurants, cafes, attractions, entertainment zones throughout the Middle East and Africa.
  • The card member can avail unlimited complimentary access to VIP airport lounges across GCC.
  • The card member can avail additional benefits like purchase protection and travel accident insurance.
  • The RAKBANK credit card member can avail fantastic discounts and privileges on premium brands and hotels worldwide.
  • The cardholder can make the most of special dining offers at numerous participating restaurants by courtesy of the RAKfeast Dining Discount

Features of RAKBANK Credit Cards in UAE

1. Cashback of 3% – 50% is provided on RAK Bank Credit Cards
2. Exclusive dining, shopping, lifestyle benefits are provided
3. Complimentary offers and benefits on Mastercard Buy 1 Get 1 free app
4. No annual fees are charges on RAK Bank Credit Cards
5. Can avail privileges on local and international purchases as well
6. Get discounts on Careem app
7. Travel benefits like airport lounge access, discounts at hotels, etc., are provided
8. Can avail Easy Payment Plan on 0% interest rate
9. Purchase protection and travel insurance are provided
10. Can get RAKbank easy payment plan benefit on the credit card. The RAKbank easy payment plan is for 0% on jewellery, Shopping, Travel, Entertainment, etc.


Eligibility Criteria of RAKBANK Credit Card

1. Minimum salary range from AED 5K-35K depending on the type of card
2. Minimum age of 21 years is required
3. Both UAE Nationals and Expats are eligible



Documents Required of RAKBANK Credit Card

1. Salary Certificate/Salary transfer letter (Salaried individuals)
2. Emirates ID
3. UAE Residence Visa(For Expats)
4. 3-6 months bank statements
5. Address Proofs(Utility bills)
6. Passport (Expats)
7. Trade licence (Self employed individuals)



RAKBANK Credit Card Benefits

1. Provides up to 50% discount on travel bookings that varies with each RAK bank card
2. Get 0.25% cashback on utility payments
3. Accident and travel cover up to AED 500,000 is provided
4. Can convert regular credit card payments at shopping, travel, jewellers, health, etc. to RAK Bank credit card installment plan on 0% interest rates
5. RAK Bank offers free for life credit cards in UAE



RAKBANK Credit Card Offers

Travel

1. Use RAKBank World MasterCard and get access to 850+ airport lounges worldwide
2. Use any RAK Bank Credit Card and get 10-12% off on Jet Airways ticket and can avail 0% Easy Payment Plan on minimum spend of AED 2000
3. Get complimentary stays at Starwood Hotels & Resorts on using RAK Bank Credit Card
4. Up to 15% off is provided at luxury serviced apartments worldwide
5. Free airport pickup and drop facility
6. Get up to 10% off on cleartrip.ae
7. 10% – 25% off on chauffeur rides on Hertz car rental and Avis car rental

Leisure and Entertainment

1. Get 15% reduction on rooms and 10% off on Spa at Rixos Bab Al Bahr
2. Get over 50% cashback on purchase of movie tickets using RAK Titanium Credit Card
3. Get 30% off on rental bill at Al Wasl Yachts using any RAK Bank Credit Cards
4. Avail 10% off at Bahi Ajman Palace Hotel using any RAK Bank Credit Cards
5. Avail 25% discount at Revival Spa and Beauty Lounge

Food

1. Have fine dining at 800 Thali and get 15% off on bill payment made using RAKBank Credit Cards
2. 20% off at Crowne Plaza
3. Get 5% cash back on payments for dining using RAK Titanium Card



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