Cash back credit card is a rewarding credit card that pays its card member back some percentage of their purchases or transactions in the form of cash. Few banks offer a credit back to the card account while some bank provides the card member an option of redeeming the cash back points for discounts, offers, and other services. Cash back credit cards can be offered either monthly or annually. Well, it may vary from one bank to another.
Now, let’s have a look at some of the best cash back credit cards available in the UAE:
If you are looking for a one stop solution for all your credit card needs, FAB cashback credit card is the right choice for you, this credit card is loaded with a plethora of lifestyle, travel, cashback and reward schemes to provide an unparalleled user experience. Cardholders are eligible to get welcome bonus and complimentary airport lounge access with this credit card.
Key Features and Benefits of this credit card:
5% cashback on supermarket purchases including online spend as well
5% cashback on payment of utility bills and fuel purchases
The Emirates Islamic Cashback Plus Credit Card is one of the best cash back credit cards in the UAE. It offers cash back of a maximum of 10% on various categories right from education and dining to supermarket and telecom spends across the UAE as well as abroad. In addition to this, it is loaded with a wide range of exclusive features and benefits that are unmatched by any other credit cards.
Key Features & Benefits of this card:
A maximum of 10% cash back on education, dining, supermarket, and telecom spends
Unlimited free access to more than 1000 airport lounges globally
2 round of golf any day of the week on a complimentary basis
An embedded RTA NoI chip that enables its card members to use the card for different payments on the RTA transit network
Facility of auto top-up for NoI as well as salik accounts
Gold Glass cabin accessibility on the metro
Travel accident & travel inconvenience insurance on all trips for a maximum of 90 days
The Deem Titanium Cash Up Credit Card is one of the best cash back credit cards that let you spend smartly. It offers you cash up on things you loved to spend on, be it hotels, flights, groceries, shopping, and the like. Apart from this, it provides lucrative benefits and offers to meet different spending habits of its cardholders.
Key Features & Benefits of this card:
A maximum of 3% accelerated Cash Up upon making purchases at supermarket & grocery stores.
A maximum of 3% accelerated Cash Up on utilities spends such as telephone & electricity and on government services such as car registration, Salik, etc.
3% accelerated Cash Up on fuel purchases at gas stations.
5% accelerated Cash Up on all other retail transactions.
Avail lucrative deals & offers on amusement parks, dining, entertainment experiences, and tourist attractions, and more with the Deem Offers App.
Access to more than 10 airport lounges across the Middle East & the Levant.
Avail more than 900 offers across over 90 destinations & more than 600 merchants with the MasterCard Buy 1 Get 1 App.
The Deem Platinum Cash Up Credit Card is a prime example of the best cash back credit card in the UAE. Not only it enables its cardholder to earn maximum cash back on various spending categories but also it offers one of a kind lifestyle & travel benefits that make it card stand from all other cash back credit cards.
Key Features & Benefits of this card:
A maximum of 10% accelerated Cash Up upon making purchases at department stores.
A maximum of 5% accelerated Cash Up on online shopping.
A maximum of 5% accelerated Cash Up on entertainment spends.
1% cash up on all other retail transactions.
Free valet parking facility.
Access to more than 25 airport lounges across the Middle East & the Levant.
Avail lucrative deals & offers on amusement parks, dining, entertainment experiences, and tourist attractions, and more with the Deem Offers App.
Standard Chartered Platinum Credit Card is among the best credit card in UAE for cash back. It enables its card members to earn up to 10% cash back on everyday spends from supermarket shopping to utility bills, including school fees.
Key Features & Benefits of this card:
10% cash back on utility bills, school fees, and supermarket spend.
Unlimited free access to more than 20 domestic & international airport lounges.
Buy one get one free at Costa Coffee
Can avail three 20% discounted Careem rides every month
A maximum of 30% discount on travel with Cleartrip
A maximum of 10% discount when booked through Hotels.com
RAKBANK Titanium credit card offers umpteen benefits and rewards that are unmatched by any other credit card in the UAE. More than that, it offers high cash back on everyday purchases.
Key Features & Benefits of this card:
5% cash back on dining and supermarket spends globally
A maximum of 50% cash back on cinema spends globally
2% cash back can be earned on all local and international retail purchase transactions, internet transactions & international cash advances.
A maximum of 55 days no interest credit
Exciting offers on jewellery, dining, furnishing, holidays, electronics, furnishing, and a lot more.
Unlimited free access to more than 10 VIP airport lounges in certain airports.
Annual Membership Fee: Free for life
8. CBD Super Saver Credit Card
CBD is amongst the best credit card in UAE for cash back. It allows its card member to accumulate cash back on all qualifying transactions on their card during the calendar month.
Key Features & Benefits of this card:
10% cash back can be earned on retail spend categories that include bills, transport, supermarket, and education, capped at AED 200 per category every month.
A maximum of 1% cash back can be earned on every AED 2 on all other spends with no caps.
50% off on movie tickets booked through VOX Cinemas throughout the UAE.
Complimentary Valtrans valet parking two times every month
Up to 8 free visits at 1000+ airport lounges globally through Lounge Key in a calendar year.
Annual Membership Fee: AED 840*
*Free for the first year. Annual membership will be applicable only from the second year onwards.
The Najm Cash Back Platinum Plus Credit Card is one of the most rewarding cards that is available for everyday spending purpose. Loaded with a wide range of exclusive benefits and privileges, this card is offered at low annual fees.
Key Features & Benefits of this card:
10% cash back at Carrefour and 5% cash back everywhere else for the initial two months.
6% cash back can be earned at Carrefour every Tuesday.
3% cash back can be earned at Carrefour every day.
5% cash back can be earned everywhere Visa Cards are accepted.
Monthly cash back savings a maximum of AED 500.
Exciting offers as well as dedicated checkout at Carrefour.
Buy one get one free on movie tickets and popcorn through VOX Cinema.
Amongst the various credit cards offered by ADIB, this Visa Platinum Card offers amazing rewards in the form of cashback to the cardholder. Apart from the cashback, you can also enjoy various other benefits on this card such as complimentary roadside assistance, valet parking facility, and convenience of making card payments.
Cash Withdrawal Limit: 100 percent of finance limit
Cashback: one percent flat, anytime and anywhere
Check Cash Back Credit Card Eligibility & Apply Online through bankbychoice.com
A smarter way to choose the best suitable Cashback Credit Cards from the wide range of banks and financial institutions is to understand the product information’s, check your tentative eligibility and apply online.
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